Ware, MA01082

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$342,000
0.1% YoY Growth
Median Household Income
$71,000
31.3% 5-Year Growth
Days on Market
35
1.0% Shorter than last year
Home Price Forecast
1.8%
Median Rent
$1,400
12.2% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,400
8.4% YoY Growth
3-Bed Rent
$1,900
14.5% YoY Growth

Property Listings — Ware, MA

As of Oct '25, Realtor.com reports that the median days on market for a home in Ware, MA is 35. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$375,0000.0%
Listing Count
2251.0%
Listings as % of Homes0.3%51.0%
Days on Market
35-1.0%
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Demographics — Ware, MA

As of the latest ACS Survey released in 2023, Ware, MA has a population of 10,400, which has decreased by -1.6% over the past 5 years. Ware, MA is a moderately popular place for families, as children make up 18.9% of the population. The area has a moderately educated workforce, with 26.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
10,400-1.6%
% Under 18
18.9%-8.7%
% Seniors
19.9%1.0%
% WFH
6.5%150.0%
% w/ College Degree
26.3%16.4%
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As of the latest ACS Survey released in 2023, Ware, MA is a predominantly white area, with 90.2% of the population identifying as white. The white population has grown by 0.7% in the last 5 years. The second most common race or ethnicity in Ware, MA is hispanic, making up 5.4% of the population. Foreign-born residents account for 3.4% of the population in Ware, MA, and this percentage has decreased by 17.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
90.2%0.7%
% Black
2.6%188.9%
% Hispanic
5.4%-12.9%
% Asian
0.1%-80.0%
% Foreign Born
3.4%-17.1%
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Mortgage and Risk — Ware, MA

According to HUD data as of 2023, there were 156 mortgage originations in Ware, MA, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Ware, MA. Investor activity is low, as 3.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
156
% Conventional Loans
78.0%
% Government Loans
22.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Ware, MA

Ware, MA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
253
Total Units Section 8
236
% Rentals under Section 8
20.4%
% Occupied Section 8
82.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,170
2 Bedroom$100$1,400$1,500
3 Bedroom-$90$1,900$1,810
4 BedroomN/AN/A$2,090

Affordability — Ware, MA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.3
Median Home Price$342,000
Median Household Income$71,000

Ware, MA — ZIP Code Boundary Map

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Frequently Asked Questions