Wilbraham, MA—01095
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Wilbraham, MA
As of Oct '25, the median home price in Wilbraham, MA is $461,000, with a year-over-year change of 3.0%. This indicates that home prices in Wilbraham, MA are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $461,000 | 3.0% |
| Single Family | $460,000 | 2.9% |
| Condos | $469,000 | 4.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $281,000 | -1.1% |
2 Bed | $367,000 | 1.1% |
3 Bed | $424,000 | 2.2% |
4 Bed | $529,000 | 3.7% |
| 5 Bed | $633,000 | 3.1% |
% of Housing Stock
Rental Trends — Wilbraham, MA
As of July '25, Rentcast reports the average rent in Wilbraham, MA is $2,500, with a year-over-year rent change of -19.9%. Per bedroom, the median rent as of July '25 in Wilbraham, MA is 3-bedrooms: $2,500. The most common rental property sizes in Wilbraham, MA are 1-bedroom and 2-bedroom, accounting for 43.9% and 25.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $2,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,500 | $2,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Wilbraham, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Wilbraham, MA is 40. This is a increase of 18.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $506,000 | -6.0% |
Listing Count | 30 | -7.0% |
| Listings as % of Homes | 0.5% | -7.0% |
Days on Market | 40 | 18.0% |
Demographics — Wilbraham, MA
As of the latest ACS Survey released in 2023, Wilbraham, MA has a population of 14,600, which has remained stable by -0.5% over the past 5 years. Wilbraham, MA is a moderately popular place for families, as children make up 22.1% of the population. The area has a highly educated workforce, with 53.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,600 | -0.5% |
% Under 18 | 22.1% | 8.9% |
% Seniors | 22.7% | 6.1% |
% WFH | 9.3% | 126.8% |
% w/ College Degree | 53.3% | 17.9% |
As of the latest ACS Survey released in 2023, Wilbraham, MA is a predominantly white area, with 85.5% of the population identifying as white. The white population has shrunk by 4.5% in the last 5 years. The second most common race or ethnicity in Wilbraham, MA is hispanic, making up 5.5% of the population. Foreign-born residents account for 3.8% of the population in Wilbraham, MA, and this percentage has decreased by 29.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 85.5% | -4.5% |
% Black | 4.2% | 40.0% |
% Hispanic | 5.5% | 7.8% |
% Asian | 1.2% | 0.0% |
% Foreign Born | 3.8% | -29.6% |
Mortgage and Risk — Wilbraham, MA
According to HUD data as of 2023, there were 320 mortgage originations in Wilbraham, MA, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Wilbraham, MA. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 320 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Wilbraham, MA
Wilbraham, MA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 199 |
Total Units Section 8 | 147 |
% Rentals under Section 8 | 27.7% |
% Occupied Section 8 | 99.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,150 |
| 2 Bedroom | N/A | N/A | $1,430 |
| 3 Bedroom | -$760 | $2,500 | $1,740 |
| 4 Bedroom | N/A | N/A | $1,950 |
Affordability — Wilbraham, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $461,000 |
| Median Household Income | $125,000 |