Worthington, MA—01098
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Worthington, MA
As of Oct '25, the median home price in Worthington, MA is $392,000, with a year-over-year change of -1.4%. This indicates that home prices in Worthington, MA are decreasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $392,000 | -1.4% |
| Single Family | $392,000 | -2.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $345,000 | -2.3% |
3 Bed | $414,000 | -1.9% |
4 Bed | $472,000 | -3.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Worthington, MA
Worthington, MA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Worthington, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Worthington, MA is 94. This is a increase of 171.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 55.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $462,000 | 21.0% |
Listing Count | 11 | 157.0% |
| Listings as % of Homes | 0.6% | 157.0% |
Days on Market | 94 | 171.0% |
Demographics — Worthington, MA
As of the latest ACS Survey released in 2023, Worthington, MA has a population of 1,020, which has decreased by -14.8% over the past 5 years. Worthington, MA is a less popular place for families, as children make up 13.0% of the population. The area has a highly educated workforce, with 45.6% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,020 | -14.8% |
% Under 18 | 13.0% | -10.3% |
% Seniors | 36.7% | 65.3% |
% WFH | 25.9% | 93.3% |
% w/ College Degree | 45.6% | 27.7% |
As of the latest ACS Survey released in 2023, Worthington, MA is a predominantly white area, with 92.0% of the population identifying as white. The white population has shrunk by 6.3% in the last 5 years. The second most common race or ethnicity in Worthington, MA is hispanic, making up 3.3% of the population. Foreign-born residents account for 3.9% of the population in Worthington, MA, and this percentage has increased by 18.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.0% | -6.3% |
% Black | 0.0% | -100.0% |
% Hispanic | 3.3% | 312.5% |
% Asian | 2.1% | ∞% |
% Foreign Born | 3.9% | 18.2% |
Mortgage and Risk — Worthington, MA
According to HUD data as of 2023, there were 50 mortgage originations in Worthington, MA, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 47.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Worthington, MA. Investor activity is low, as 0.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 50 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 0.0% |
% Second Loans | 8.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Worthington, MA
Worthington, MA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 22 |
Total Units Section 8 | 22 |
% Rentals under Section 8 | 66.7% |
% Occupied Section 8 | 96.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,010 |
| 2 Bedroom | N/A | N/A | $1,240 |
| 3 Bedroom | N/A | N/A | $1,510 |
| 4 Bedroom | N/A | N/A | $1,760 |
Affordability — Worthington, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $392,000 |
| Median Household Income | $93,000 |