Sheffield, MA—01257
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Sheffield, MA
Home Price Trends — Sheffield, MA
As of Oct '25, the median home price in Sheffield, MA is $514,000, with a year-over-year change of 0.2%. This indicates that home prices in Sheffield, MA are flat. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $514,000 | 0.2% |
| Single Family | $514,000 | -0.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $405,000 | -0.7% |
3 Bed | $518,000 | 0.0% |
4 Bed | $689,000 | 0.0% |
| 5 Bed | $876,000 | -5.0% |
% of Housing Stock
Rental Trends — Sheffield, MA
As of July '25, Rentcast reports the average rent in Sheffield, MA is $2,350, with a year-over-year rent change of -37.2%. Per bedroom, the median rent as of July '25 in Sheffield, MA is 2-bedrooms: $2,350. The most common rental property sizes in Sheffield, MA are 1-bedroom and 4-bedroom, accounting for 54.0% and 27.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,350 | $2,350 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,350 | $2,350 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Sheffield, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Sheffield, MA is 85. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $734,000 | 13.0% |
Listing Count | 31 | 65.0% |
| Listings as % of Homes | 0.6% | 65.0% |
Days on Market | 85 | 12.0% |
Demographics — Sheffield, MA
As of the latest ACS Survey released in 2023, Sheffield, MA has a population of 2,330, which has increased by 16.4% over the past 5 years. Sheffield, MA is a less popular place for families, as children make up 8.5% of the population. The area has a moderately educated workforce, with 40.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,330 | 16.4% |
% Under 18 | 8.5% | -25.4% |
% Seniors | 30.8% | -9.1% |
% WFH | 9.6% | -10.3% |
% w/ College Degree | 40.5% | 10.1% |
As of the latest ACS Survey released in 2023, Sheffield, MA is a predominantly white area, with 91.5% of the population identifying as white. The white population has shrunk by 8.4% in the last 5 years. The second most common race or ethnicity in Sheffield, MA is hispanic, making up 3.8% of the population. Foreign-born residents account for 4.8% of the population in Sheffield, MA, and this percentage has increased by 29.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.5% | -8.4% |
% Black | 0.1% | ∞% |
% Hispanic | 3.8% | 3,700.0% |
% Asian | 2.8% | ∞% |
% Foreign Born | 4.8% | 29.7% |
Mortgage and Risk — Sheffield, MA
According to HUD data as of 2023, there were 53 mortgage originations in Sheffield, MA, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 45.0%, with 2.0% above 90% LTV (normal). This implies small mortgage risk in Sheffield, MA. Investor activity is low, as 4.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 53 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 4.0% |
% Second Loans | 13.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Sheffield, MA
Sheffield, MA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 0.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,250 |
| 2 Bedroom | -$710 | $2,350 | $1,640 |
| 3 Bedroom | N/A | N/A | $1,990 |
| 4 Bedroom | N/A | N/A | $2,750 |
Affordability — Sheffield, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.9 |
| Median Home Price | $514,000 |
| Median Household Income | $80,200 |