Athol, MA01331

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$340,000
1.9% YoY Growth
Median Household Income
$68,300
19.6% 5-Year Growth
Days on Market
38
40.0% Longer than last year
Home Price Forecast
2.6%
Median Rent
$1,550
20.7% YoY Growth
1-Bed Rent
$1,250
15.2% YoY Growth
2-Bed Rent
$1,550
20.4% YoY Growth
3-Bed Rent
$2,000
36.1% YoY Growth

Property Listings — Athol, MA

As of Oct '25, Realtor.com reports that the median days on market for a home in Athol, MA is 38. This is a increase of 40.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$400,000-4.0%
Listing Count
3518.0%
Listings as % of Homes0.3%18.0%
Days on Market
3840.0%
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Demographics — Athol, MA

As of the latest ACS Survey released in 2023, Athol, MA has a population of 13,900, which has increased by 3.6% over the past 5 years. Athol, MA is a moderately popular place for families, as children make up 20.8% of the population. The area has a poorly educated workforce, with 20.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
13,9003.6%
% Under 18
20.8%5.1%
% Seniors
19.5%18.2%
% WFH
8.2%134.3%
% w/ College Degree
20.6%7.9%
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As of the latest ACS Survey released in 2023, Athol, MA is a predominantly white area, with 88.9% of the population identifying as white. The white population has shrunk by 3.4% in the last 5 years. The second most common race or ethnicity in Athol, MA is hispanic, making up 5.2% of the population. Foreign-born residents account for 3.4% of the population in Athol, MA, and this percentage has decreased by 12.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
88.9%-3.4%
% Black
2.5%150.0%
% Hispanic
5.2%23.8%
% Asian
0.4%-55.6%
% Foreign Born
3.4%-12.8%
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Mortgage and Risk — Athol, MA

According to HUD data as of 2023, there were 325 mortgage originations in Athol, MA, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Athol, MA. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
325
% Conventional Loans
74.0%
% Government Loans
26.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
16.0%

Loan Activity

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Rentals and Section 8 — Athol, MA

As of 2024, the percent of homes in Athol, MA under the Section 8 program is 11.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Athol, MA, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
163
Total Units Section 8
163
% Rentals under Section 8
11.7%
% Occupied Section 8
95.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$110$1,250$1,140
2 Bedroom-$110$1,550$1,440
3 Bedroom$20$2,000$2,020
4 Bedroom-$80$2,500$2,420

Affordability — Athol, MA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.1
Median Home Price$340,000
Median Household Income$68,300

Athol, MA — ZIP Code Boundary Map

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Frequently Asked Questions