Holden, MA—01522
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Holden, MA
Home Price Trends — Holden, MA
As of Oct '25, the median home price in Holden, MA is $525,000, with a year-over-year change of 1.3%. This indicates that home prices in Holden, MA are increasing. According to Zillow, the 1-year price projection is 2.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $525,000 | 1.3% |
| Single Family | $554,000 | 1.1% |
| Condos | $361,000 | 3.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $370,000 | 3.1% |
3 Bed | $520,000 | 1.2% |
4 Bed | $664,000 | 1.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Holden, MA
As of July '25, Rentcast reports the average rent in Holden, MA is $2,590, with a year-over-year rent change of -4.1%. Per bedroom, the median rent as of July '25 in Holden, MA is 1-bedrooms: $2,100, 2-bedrooms: $2,390, 3-bedrooms: $3,250, 4-bedrooms: $2,900. The most common rental property sizes in Holden, MA are 2-bedroom and 3-bedroom, accounting for 57.7% and 26.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,420 | $2,590 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,100 | $2,100 |
| 2 Bed Rent | $2,420 | $2,390 |
| 3 Bed Rent | $3,250 | $3,250 |
| 4 Bed Rent | $2,900 | $2,900 |
% of Rental Stock
Property Listings — Holden, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Holden, MA is 84. This is a increase of 51.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $727,000 | -23.0% |
Listing Count | 1 | 11.0% |
| Listings as % of Homes | 0.2% | 11.0% |
Days on Market | 84 | 51.0% |
Demographics — Holden, MA
As of the latest ACS Survey released in 2023, Holden, MA has a population of 3,020, which has decreased by -4.9% over the past 5 years. Holden, MA is a moderately popular place for families, as children make up 21.1% of the population. The area has a highly educated workforce, with 54.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,020 | -4.9% |
% Under 18 | 21.1% | -18.5% |
% Seniors | 14.7% | -29.0% |
% WFH | 12.9% | 279.4% |
% w/ College Degree | 54.4% | 0.7% |
As of the latest ACS Survey released in 2023, Holden, MA is a predominantly white area, with 88.6% of the population identifying as white. The white population has shrunk by 0.6% in the last 5 years. The second most common race or ethnicity in Holden, MA is asian, making up 3.9% of the population. Foreign-born residents account for 8.3% of the population in Holden, MA, and this percentage has increased by 53.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.6% | -0.6% |
% Black | 2.7% | 237.5% |
% Hispanic | 1.2% | -86.0% |
% Asian | 3.9% | 69.6% |
% Foreign Born | 8.3% | 53.7% |
Mortgage and Risk — Holden, MA
According to HUD data as of 2023, there were 122 mortgage originations in Holden, MA, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 46.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Holden, MA. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 122 |
% Conventional Loans | 98.0% |
% Government Loans | 2.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Holden, MA
As of 2024, the percent of homes in Holden, MA under the Section 8 program is 3.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Holden, MA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 3.1% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$650 | $2,100 | $1,450 |
| 2 Bedroom | -$560 | $2,420 | $1,860 |
| 3 Bedroom | -$970 | $3,250 | $2,280 |
| 4 Bedroom | -$390 | $2,900 | $2,510 |
Affordability — Holden, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $525,000 |
| Median Household Income | $119,000 |