Lincoln, MA—01773
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lincoln, MA
As of Oct '25, the median home price in Lincoln, MA is $1,477,000, with a year-over-year change of 2.4%. This indicates that home prices in Lincoln, MA are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,477,000 | 2.4% |
| Single Family | $1,678,000 | 3.3% |
| Condos | $631,000 | 2.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $612,000 | 1.7% |
3 Bed | $1,144,000 | 2.0% |
4 Bed | $1,725,000 | 3.5% |
| 5 Bed | $2,205,000 | 4.0% |
% of Housing Stock
Rental Trends — Lincoln, MA
As of July '25, Rentcast reports the average rent in Lincoln, MA is $4,520, with a year-over-year rent change of -7.9%. Per bedroom, the median rent as of July '25 in Lincoln, MA is 1-bedrooms: $3,450, 2-bedrooms: $3,680, 3-bedrooms: $4,600, 4-bedrooms: $4,900. The most common rental property sizes in Lincoln, MA are 2-bedroom and 3-bedroom, accounting for 61.7% and 14.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,000 | $4,520 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $3,450 | $3,450 |
| 2 Bed Rent | $3,700 | $3,680 |
| 3 Bed Rent | $4,600 | $4,600 |
| 4 Bed Rent | $4,800 | $4,900 |
% of Rental Stock
Property Listings — Lincoln, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Lincoln, MA is 33. This is a decrease of -35.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 60.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $2,410,000 | 3.0% |
Listing Count | 20 | 18.0% |
| Listings as % of Homes | 0.2% | 18.0% |
Days on Market | 33 | -35.0% |
Demographics — Lincoln, MA
As of the latest ACS Survey released in 2023, Lincoln, MA has a population of 5,260, which has increased by 10.1% over the past 5 years. Lincoln, MA is a moderately popular place for families, as children make up 20.7% of the population. The area has a highly educated workforce, with 87.8% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 34.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,260 | 10.1% |
% Under 18 | 20.7% | 16.3% |
% Seniors | 27.1% | -3.6% |
% WFH | 34.7% | 128.3% |
% w/ College Degree | 87.8% | 9.9% |
As of the latest ACS Survey released in 2023, Lincoln, MA is a predominantly white area, with 86.1% of the population identifying as white. The white population has grown by 2.9% in the last 5 years. The second most common race or ethnicity in Lincoln, MA is asian, making up 4.5% of the population. Foreign-born residents account for 9.5% of the population in Lincoln, MA, and this percentage has decreased by 37.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.1% | 2.9% |
% Black | 1.6% | -30.4% |
% Hispanic | 3.4% | -12.8% |
% Asian | 4.5% | -41.6% |
% Foreign Born | 9.5% | -37.5% |
Mortgage and Risk — Lincoln, MA
According to HUD data as of 2023, there were 74 mortgage originations in Lincoln, MA, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 46.0%, with 4.0% above 90% LTV (normal). This implies small mortgage risk in Lincoln, MA. Investor activity is low, as 4.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 74 |
% Conventional Loans | 99.0% |
% Government Loans | 1.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Lincoln, MA
As of 2024, the percent of homes in Lincoln, MA under the Section 8 program is 4.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Lincoln, MA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 22 |
Total Units Section 8 | 22 |
% Rentals under Section 8 | 4.9% |
% Occupied Section 8 | 95.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$1,100 | $3,450 | $2,350 |
| 2 Bedroom | -$910 | $3,700 | $2,790 |
| 3 Bedroom | -$1,240 | $4,600 | $3,360 |
| 4 Bedroom | -$1,100 | $4,800 | $3,700 |
Affordability — Lincoln, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.5 |
| Median Home Price | $1,477,000 |
| Median Household Income | $197,000 |