Haverhill, MA—01830
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Haverhill, MA
As of Oct '25, the median home price in Haverhill, MA is $544,000, with a year-over-year change of 3.4%. This indicates that home prices in Haverhill, MA are increasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $544,000 | 3.4% |
| Single Family | $578,000 | 3.0% |
| Condos | $395,000 | 4.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $249,000 | 4.6% |
2 Bed | $434,000 | 4.1% |
3 Bed | $559,000 | 2.9% |
4 Bed | $637,000 | 2.7% |
| 5 Bed | $730,000 | 3.1% |
% of Housing Stock
Rental Trends — Haverhill, MA
As of July '25, Rentcast reports the average rent in Haverhill, MA is $2,340, with a year-over-year rent change of 3.5%. Per bedroom, the median rent as of July '25 in Haverhill, MA is studios: $1,740, 1-bedrooms: $1,990, 2-bedrooms: $2,580, 3-bedrooms: $2,730, 4-bedrooms: $2,750. The most common rental property sizes in Haverhill, MA are 2-bedroom and 1-bedroom, accounting for 36.2% and 32.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,350 | $2,340 |
| Studio Rent | $1,740 | $1,740 |
| 1 Bed Rent | $1,990 | $1,990 |
| 2 Bed Rent | $2,600 | $2,580 |
| 3 Bed Rent | $2,600 | $2,730 |
| 4 Bed Rent | $2,450 | $2,750 |
% of Rental Stock
Property Listings — Haverhill, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Haverhill, MA is 28. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $474,000 | 1.0% |
Listing Count | 42 | 29.0% |
| Listings as % of Homes | 0.1% | 29.0% |
Days on Market | 28 | 8.0% |
Demographics — Haverhill, MA
As of the latest ACS Survey released in 2023, Haverhill, MA has a population of 26,700, which has remained stable by -0.0% over the past 5 years. Haverhill, MA is a moderately popular place for families, as children make up 22.3% of the population. The area has a moderately educated workforce, with 30.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 26,700 | 0.0% |
% Under 18 | 22.3% | -1.8% |
% Seniors | 17.1% | 18.8% |
% WFH | 12.6% | 472.7% |
% w/ College Degree | 30.4% | 13.9% |
As of the latest ACS Survey released in 2023, Haverhill, MA is a predominantly white area, with 61.3% of the population identifying as white. The white population has shrunk by 14.1% in the last 5 years. The second most common race or ethnicity in Haverhill, MA is hispanic, making up 29.8% of the population. Foreign-born residents account for 14.1% of the population in Haverhill, MA, and this percentage has increased by 42.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 61.3% | -14.1% |
% Black | 3.9% | 5.4% |
% Hispanic | 29.8% | 40.6% |
% Asian | 1.1% | -21.4% |
% Foreign Born | 14.1% | 42.4% |
Mortgage and Risk — Haverhill, MA
According to HUD data as of 2023, there were 462 mortgage originations in Haverhill, MA, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Haverhill, MA. Investor activity is low, as 4.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 462 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Haverhill, MA
As of 2024, the percent of homes in Haverhill, MA under the Section 8 program is 16.8%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Haverhill, MA, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 855 |
Total Units Section 8 | 777 |
% Rentals under Section 8 | 16.8% |
% Occupied Section 8 | 92.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$540 | $1,990 | $1,450 |
| 2 Bedroom | -$700 | $2,600 | $1,900 |
| 3 Bedroom | -$310 | $2,600 | $2,290 |
| 4 Bedroom | $70 | $2,450 | $2,520 |
Affordability — Haverhill, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.9 |
| Median Home Price | $544,000 |
| Median Household Income | $79,800 |