Haverhill, MA—01832
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Haverhill, MA
As of Oct '25, the median home price in Haverhill, MA is $512,000, with a year-over-year change of 3.2%. This indicates that home prices in Haverhill, MA are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $512,000 | 3.2% |
| Single Family | $592,000 | 3.0% |
| Condos | $393,000 | 2.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $277,000 | 2.6% |
2 Bed | $406,000 | 2.5% |
3 Bed | $573,000 | 2.7% |
4 Bed | $710,000 | 2.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Haverhill, MA
As of July '25, Rentcast reports the average rent in Haverhill, MA is $2,220, with a year-over-year rent change of 0.9%. Per bedroom, the median rent as of July '25 in Haverhill, MA is studios: $1,810, 1-bedrooms: $1,900, 2-bedrooms: $2,340, 3-bedrooms: $2,600, 4-bedrooms: $2,220. The most common rental property sizes in Haverhill, MA are 2-bedroom and 1-bedroom, accounting for 39.2% and 35.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,200 | $2,220 |
| Studio Rent | $1,750 | $1,810 |
| 1 Bed Rent | $1,850 | $1,900 |
| 2 Bed Rent | $2,300 | $2,340 |
| 3 Bed Rent | $2,500 | $2,600 |
| 4 Bed Rent | $2,200 | $2,220 |
% of Rental Stock
Property Listings — Haverhill, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Haverhill, MA is 27. This is a decrease of -15.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $539,000 | 7.0% |
Listing Count | 51 | 33.0% |
| Listings as % of Homes | 0.1% | 33.0% |
Days on Market | 27 | -15.0% |
Demographics — Haverhill, MA
As of the latest ACS Survey released in 2023, Haverhill, MA has a population of 26,100, which has increased by 11.3% over the past 5 years. Haverhill, MA is a moderately popular place for families, as children make up 20.7% of the population. The area has a moderately educated workforce, with 28.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 26,100 | 11.3% |
% Under 18 | 20.7% | -11.2% |
% Seniors | 14.8% | 28.7% |
% WFH | 12.6% | 207.3% |
% w/ College Degree | 28.4% | -3.7% |
As of the latest ACS Survey released in 2023, Haverhill, MA is a predominantly white area, with 62.2% of the population identifying as white. The white population has shrunk by 11.0% in the last 5 years. The second most common race or ethnicity in Haverhill, MA is hispanic, making up 28.5% of the population. Foreign-born residents account for 14.5% of the population in Haverhill, MA, and this percentage has increased by 90.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 62.2% | -11.0% |
% Black | 1.8% | -25.0% |
% Hispanic | 28.5% | 15.4% |
% Asian | 1.8% | 80.0% |
% Foreign Born | 14.5% | 90.8% |
Mortgage and Risk — Haverhill, MA
According to HUD data as of 2023, there were 381 mortgage originations in Haverhill, MA, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Haverhill, MA. Investor activity is low, as 3.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 381 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Haverhill, MA
As of 2024, the percent of homes in Haverhill, MA under the Section 8 program is 14.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Haverhill, MA, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 594 |
Total Units Section 8 | 594 |
% Rentals under Section 8 | 14.0% |
% Occupied Section 8 | 94.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$380 | $1,850 | $1,470 |
| 2 Bedroom | -$370 | $2,300 | $1,930 |
| 3 Bedroom | -$170 | $2,500 | $2,330 |
| 4 Bedroom | $360 | $2,200 | $2,560 |
Affordability — Haverhill, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.4 |
| Median Home Price | $512,000 |
| Median Household Income | $81,100 |