Haverhill, MA—01835
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Haverhill, MA
As of Oct '25, the median home price in Haverhill, MA is $551,000, with a year-over-year change of 3.1%. This indicates that home prices in Haverhill, MA are increasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $551,000 | 3.2% |
| Single Family | $597,000 | 2.9% |
| Condos | $425,000 | 1.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $414,000 | 1.2% |
3 Bed | $566,000 | 3.1% |
4 Bed | $699,000 | 2.0% |
| 5 Bed | $795,000 | 1.8% |
% of Housing Stock
Rental Trends — Haverhill, MA
As of July '25, Rentcast reports the average rent in Haverhill, MA is $2,560, with a year-over-year rent change of 18.5%. Per bedroom, the median rent as of July '25 in Haverhill, MA is studios: $1,980, 1-bedrooms: $2,020, 2-bedrooms: $2,730, 3-bedrooms: $2,910. The most common rental property sizes in Haverhill, MA are 2-bedroom and 3-bedroom, accounting for 62.8% and 16.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,300 | $2,560 |
| Studio Rent | $1,980 | $1,980 |
| 1 Bed Rent | $1,780 | $2,020 |
| 2 Bed Rent | $2,300 | $2,730 |
| 3 Bed Rent | $2,600 | $2,910 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Haverhill, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Haverhill, MA is 21. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $550,000 | 7.0% |
Listing Count | 17 | 5.0% |
| Listings as % of Homes | 0.1% | 5.0% |
Days on Market | 21 | 17.0% |
Demographics — Haverhill, MA
As of the latest ACS Survey released in 2023, Haverhill, MA has a population of 14,600, which has increased by 11.2% over the past 5 years. Haverhill, MA is a moderately popular place for families, as children make up 21.2% of the population. The area has a moderately educated workforce, with 40.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,600 | 11.2% |
% Under 18 | 21.2% | -7.4% |
% Seniors | 13.3% | 14.7% |
% WFH | 8.6% | 91.1% |
% w/ College Degree | 40.0% | 7.2% |
As of the latest ACS Survey released in 2023, Haverhill, MA is a predominantly white area, with 75.1% of the population identifying as white. The white population has shrunk by 8.9% in the last 5 years. The second most common race or ethnicity in Haverhill, MA is hispanic, making up 16.3% of the population. Foreign-born residents account for 10.0% of the population in Haverhill, MA, and this percentage has increased by 33.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 75.1% | -8.9% |
% Black | 3.7% | 5.7% |
% Hispanic | 16.3% | 53.8% |
% Asian | 0.9% | -59.1% |
% Foreign Born | 10.0% | 33.3% |
Mortgage and Risk — Haverhill, MA
According to HUD data as of 2023, there were 286 mortgage originations in Haverhill, MA, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Haverhill, MA. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 286 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Haverhill, MA
Haverhill, MA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 233 |
Total Units Section 8 | 233 |
% Rentals under Section 8 | 17.6% |
% Occupied Section 8 | 79.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$360 | $1,780 | $1,420 |
| 2 Bedroom | -$440 | $2,300 | $1,860 |
| 3 Bedroom | -$360 | $2,600 | $2,240 |
| 4 Bedroom | N/A | N/A | $2,470 |
Affordability — Haverhill, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $551,000 |
| Median Household Income | $108,000 |