Lawrence, MA01841

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$475,000
3.9% YoY Growth
Median Household Income
$54,500
35.5% 5-Year Growth
Days on Market
34
69.0% Longer than last year
Home Price Forecast
1.0%
Median Rent
$2,300
0.9% YoY Growth
1-Bed Rent
$1,800
1.8% YoY Growth
2-Bed Rent
$2,250
15.7% YoY Growth
3-Bed Rent
$2,640
11.1% YoY Growth

Other Zip Codes in Lawrence, MA

Property Listings — Lawrence, MA

As of Oct '25, Realtor.com reports that the median days on market for a home in Lawrence, MA is 34. This is a increase of 69.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 44.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$440,00027.0%
Listing Count
9-6.0%
Listings as % of Homes0.0%-6.0%
Days on Market
3469.0%
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Demographics — Lawrence, MA

As of the latest ACS Survey released in 2023, Lawrence, MA has a population of 52,800, which has increased by 8.1% over the past 5 years. Lawrence, MA is a popular place for families, as children make up 28.4% of the population. The area has a poorly educated workforce, with 14.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
52,8008.1%
% Under 18
28.4%3.3%
% Seniors
10.0%9.9%
% WFH
4.7%38.2%
% w/ College Degree
14.6%75.9%
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As of the latest ACS Survey released in 2023, Lawrence, MA is a predominantly hispanic area, with 86.8% of the population identifying as hispanic. The hispanic population has grown by 2.4% in the last 5 years. The second most common race or ethnicity in Lawrence, MA is white, making up 9.6% of the population. Foreign-born residents account for 46.0% of the population in Lawrence, MA, and this percentage has increased by 6.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
9.6%-15.0%
% Black
4.6%4.5%
% Hispanic
86.8%2.4%
% Asian
1.3%-7.1%
% Foreign Born
46.0%6.7%
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Mortgage and Risk — Lawrence, MA

According to HUD data as of 2023, there were 307 mortgage originations in Lawrence, MA, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Lawrence, MA. Investor activity is low, as 4.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
307
% Conventional Loans
75.0%
% Government Loans
25.0%
% Investor Loans
4.0%
% Second Loans
0.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Lawrence, MA

As of 2024, the percent of homes in Lawrence, MA under the Section 8 program is 15.8%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Lawrence, MA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
2,345
Total Units Section 8
1,790
% Rentals under Section 8
15.8%
% Occupied Section 8
95.5%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$460$1,800$1,340
2 Bedroom-$520$2,250$1,730
3 Bedroom-$540$2,640$2,100
4 Bedroom-$350$2,650$2,300

Affordability — Lawrence, MA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.3
Median Home Price$475,000
Median Household Income$54,500

Lawrence, MA — ZIP Code Boundary Map

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Frequently Asked Questions