Lawrence, MA01843

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$521,000
3.6% YoY Growth
Median Household Income
$72,200
46.0% 5-Year Growth
Days on Market
24
70.0% Longer than last year
Home Price Forecast
0.9%
Median Rent
$2,700
0.4% YoY Growth
1-Bed Rent
$1,980
2.2% YoY Growth
2-Bed Rent
$2,740
4.3% YoY Growth
3-Bed Rent
$2,700
8.5% YoY Growth

Other Zip Codes in Lawrence, MA

Property Listings — Lawrence, MA

As of Oct '25, Realtor.com reports that the median days on market for a home in Lawrence, MA is 24. This is a increase of 70.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$498,000-5.0%
Listing Count
1743.0%
Listings as % of Homes0.0%43.0%
Days on Market
2470.0%
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Demographics — Lawrence, MA

As of the latest ACS Survey released in 2023, Lawrence, MA has a population of 28,400, which has increased by 11.7% over the past 5 years. Lawrence, MA is a moderately popular place for families, as children make up 24.7% of the population. The area has a poorly educated workforce, with 20.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
28,40011.7%
% Under 18
24.7%-7.1%
% Seniors
9.2%-8.0%
% WFH
7.3%461.5%
% w/ College Degree
20.5%44.4%
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As of the latest ACS Survey released in 2023, Lawrence, MA is a predominantly hispanic area, with 72.7% of the population identifying as hispanic. The hispanic population has grown by 3.3% in the last 5 years. The second most common race or ethnicity in Lawrence, MA is white, making up 18.7% of the population. Foreign-born residents account for 40.4% of the population in Lawrence, MA, and this percentage has increased by 30.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
18.7%-13.0%
% Black
5.0%-9.1%
% Hispanic
72.7%3.3%
% Asian
3.5%-27.1%
% Foreign Born
40.4%30.7%
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Mortgage and Risk — Lawrence, MA

According to HUD data as of 2023, there were 242 mortgage originations in Lawrence, MA, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Lawrence, MA. Investor activity is low, as 5.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
242
% Conventional Loans
73.0%
% Government Loans
27.0%
% Investor Loans
5.0%
% Second Loans
0.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Lawrence, MA

As of 2024, the percent of homes in Lawrence, MA under the Section 8 program is 7.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Lawrence, MA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
965
Total Units Section 8
539
% Rentals under Section 8
7.9%
% Occupied Section 8
95.7%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$420$1,980$1,560
2 Bedroom-$690$2,740$2,050
3 Bedroom-$230$2,700$2,470
4 Bedroom-$180$2,900$2,720

Affordability — Lawrence, MA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6
Median Home Price$521,000
Median Household Income$72,200

Lawrence, MA — ZIP Code Boundary Map

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Frequently Asked Questions