Wakefield, MA01880

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$797,000
1.6% YoY Growth
Median Household Income
$130,000
35.9% 5-Year Growth
Days on Market
22
53.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$2,740
7.2% YoY Growth
1-Bed Rent
$2,440
1.1% YoY Growth
2-Bed Rent
$3,000
7.9% YoY Growth
3-Bed Rent
$3,850
17.5% YoY Growth

Property Listings — Wakefield, MA

As of Oct '25, Realtor.com reports that the median days on market for a home in Wakefield, MA is 22. This is a increase of 53.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 43.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$865,00014.0%
Listing Count
4655.0%
Listings as % of Homes0.1%55.0%
Days on Market
2253.0%
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Demographics — Wakefield, MA

As of the latest ACS Survey released in 2023, Wakefield, MA has a population of 27,300, which has increased by 2.3% over the past 5 years. Wakefield, MA is a moderately popular place for families, as children make up 20.0% of the population. The area has a highly educated workforce, with 57.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
27,3002.3%
% Under 18
20.0%4.2%
% Seniors
19.2%3.2%
% WFH
22.2%469.2%
% w/ College Degree
57.1%11.1%
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As of the latest ACS Survey released in 2023, Wakefield, MA is a predominantly white area, with 87.1% of the population identifying as white. The white population has shrunk by 3.8% in the last 5 years. The second most common race or ethnicity in Wakefield, MA is asian, making up 4.9% of the population. Foreign-born residents account for 10.2% of the population in Wakefield, MA, and this percentage has increased by 14.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
87.1%-3.8%
% Black
0.8%-42.9%
% Hispanic
2.5%-45.7%
% Asian
4.9%122.7%
% Foreign Born
10.2%14.6%
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Mortgage and Risk — Wakefield, MA

According to HUD data as of 2023, there were 414 mortgage originations in Wakefield, MA, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 8.0% above 90% LTV (normal). This implies small mortgage risk in Wakefield, MA. Investor activity is low, as 3.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
414
% Conventional Loans
96.0%
% Government Loans
4.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Wakefield, MA

As of 2024, the percent of homes in Wakefield, MA under the Section 8 program is 10.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Wakefield, MA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
422
Total Units Section 8
360
% Rentals under Section 8
10.8%
% Occupied Section 8
93.4%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$300$2,440$2,140
2 Bedroom-$450$3,000$2,550
3 Bedroom-$770$3,850$3,080
4 Bedroom-$3,360$6,750$3,390

Affordability — Wakefield, MA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.3
Median Home Price$797,000
Median Household Income$130,000

Wakefield, MA — ZIP Code Boundary Map

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Frequently Asked Questions