Swampscott, MA 01907 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Swampscott, MA—01907

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$800,000

0.9% YoY Growth

Household Income

$128,000

12.9% YoY Growth

Days on Market

2.0% Shorter YoY

Home Price Forecast

1.8%

Median Rent

$3,040

9.9% YoY Growth

1-Bed Rent

$2,850

1.8% YoY Growth

2-Bed Rent

$3,000

8.6% YoY Growth

3-Bed Rent

$3,800

16.6% YoY Growth

Home Price Trends — Swampscott, MA

As of Dec '25, the median home price in Swampscott, MA is $800,000, with a year-over-year change of 0.9%. This indicates that home prices in Swampscott, MA are flat. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$800,000	0.9%
Single Family	$880,000	1.3%
Condos	$474,000	0.4%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Swampscott, MA

As of July '25, Rentcast reports the average rent in Swampscott, MA is $3,100, with a year-over-year rent change of -9.9%. Per bedroom, the median rent as of July '25 in Swampscott, MA is studios: $1,520, 1-bedrooms: $2,780, 2-bedrooms: $3,070, 3-bedrooms: $3,830, 4-bedrooms: $4,970. The most common rental property sizes in Swampscott, MA are 2-bedroom and 1-bedroom, accounting for 48.2% and 35.6% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$3,040	$3,100
Studio Rent	$1,450	$1,520
1 Bed Rent	$2,850	$2,780
2 Bed Rent	$3,000	$3,070
3 Bed Rent	$3,800	$3,830
4 Bed Rent	$4,500	$4,970

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% of Rental Stock

Studio

1.8%

1 Bedroom

35.6%

2 Bedrooms

48.2%

3 Bedrooms

11.4%

4 Bedrooms

3.1%

Property Listings — Swampscott, MA

As of Dec '25, Realtor.com reports that the median days on market for a home in Swampscott, MA is 40. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$630,000	-20.0%
Listing Count	16	38.0%
Listings as % of Homes	0.3%	38.0%
Days on Market	51	-2.0%

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Demographics — Swampscott, MA

As of the latest ACS Survey released in 2023, Swampscott, MA has a population of 15,300, which has increased by 2.2% over the past 5 years. Swampscott, MA is a moderately popular place for families, as children make up 19.3% of the population. The area has a highly educated workforce, with 61.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.9% reporting working from home.

Metric	Latest Census	YoY % Change
Population	15,300	2.2%
% Under 18	19.3%	-16.5%
% Seniors	19.2%	-1.5%
% WFH	22.9%	154.4%
% w/ College Degree	61.5%	9.4%

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As of the latest ACS Survey released in 2023, Swampscott, MA is a predominantly white area, with 84.1% of the population identifying as white. The white population has shrunk by 8.9% in the last 5 years. The second most common race or ethnicity in Swampscott, MA is hispanic, making up 7.2% of the population. Foreign-born residents account for 19.7% of the population in Swampscott, MA, and this percentage has increased by 77.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	84.1%	-8.9%
% Black	3.2%	255.6%
% Hispanic	7.2%	118.2%
% Asian	3.1%	244.4%
% Foreign Born	19.7%	77.5%

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Mortgage and Risk — Swampscott, MA

According to HUD data as of 2023, there were 261 mortgage originations in Swampscott, MA, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Swampscott, MA. Investor activity is low, as 2.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	261
% Conventional Loans	93.0%
% Government Loans	7.0%
% Investor Loans	2.0%
% Second Loans	1.0%
% Cash Out Refinance	8.0%

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Rentals and Section 8 — Swampscott, MA

As of 2024, the percent of homes in Swampscott, MA under the Section 8 program is 6.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Swampscott, MA, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD	135
Total Units Section 8	135
% Rentals under Section 8	6.9%
% Occupied Section 8	82.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$230	$2,850	$2,620
2 Bedroom	$100	$3,000	$3,100
3 Bedroom	-$70	$3,800	$3,730
4 Bedroom	-$390	$4,500	$4,110

Swampscott, MA—01907

Key Metrics at a Glance

Home Price Trends — Swampscott, MA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Swampscott, MA

% of Rental Stock

Property Listings — Swampscott, MA

Demographics — Swampscott, MA

Race and Ethnicity

Mortgage and Risk — Swampscott, MA

Mortgages

Rentals and Section 8 — Swampscott, MA

Section 8 Market Size

Section 8 Opportunity

Affordability — Swampscott, MA

Home Price to Income Ratio

Swampscott, MA — ZIP Code Boundary Map

Nearby ZIP Codes

Lynn, MA

Salem, MA

Lynn, MA

Marblehead, MA

Nahant, MA

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	5.5
Median Home Price	$800,000
Median Household Income	$128,000

Swampscott, MA—01907

Key Metrics at a Glance

Home Price Trends — Swampscott, MA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Swampscott, MA

% of Rental Stock

Property Listings — Swampscott, MA

Demographics — Swampscott, MA

Race and Ethnicity

Mortgage and Risk — Swampscott, MA

Mortgages

Rentals and Section 8 — Swampscott, MA

Section 8 Market Size

Section 8 Opportunity

Affordability — Swampscott, MA

Home Price to Income Ratio

Swampscott, MA — ZIP Code Boundary Map

Nearby ZIP Codes

Lynn, MA

Salem, MA

Lynn, MA

Marblehead, MA

Nahant, MA

Frequently Asked Questions

What is the average home price in Swampscott, MA 01907?

How have home prices in Swampscott, MA 01907 changed over the past year?

What is the home price projection for Swampscott, MA 01907?

What are the demographics of Swampscott, MA 01907?

How long does it take homes to sell in Swampscott, MA 01907?

What is the average rent price in Swampscott, MA 01907?