Middleton, MA—01949
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Middleton, MA
As of Oct '25, the median home price in Middleton, MA is $863,000, with a year-over-year change of 1.7%. This indicates that home prices in Middleton, MA are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $863,000 | 1.7% |
| Single Family | $978,000 | 2.2% |
| Condos | $657,000 | 1.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $427,000 | 2.2% |
2 Bed | $644,000 | 2.1% |
3 Bed | $829,000 | 1.5% |
4 Bed | $1,216,000 | 3.4% |
| 5 Bed | $1,372,000 | 3.9% |
% of Housing Stock
Rental Trends — Middleton, MA
As of July '25, Rentcast reports the average rent in Middleton, MA is $3,220, with a year-over-year rent change of -10.1%. Per bedroom, the median rent as of July '25 in Middleton, MA is 3-bedrooms: $3,130, 4-bedrooms: $3,500. The most common rental property sizes in Middleton, MA are 1-bedroom and 4-bedroom, accounting for 71.3% and 16.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,000 | $3,220 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $3,000 | $3,130 |
| 4 Bed Rent | $3,500 | $3,500 |
% of Rental Stock
Property Listings — Middleton, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Middleton, MA is 26. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 47.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $972,000 | 8.0% |
Listing Count | 30 | 25.0% |
| Listings as % of Homes | 0.4% | 25.0% |
Days on Market | 26 | -7.0% |
Demographics — Middleton, MA
As of the latest ACS Survey released in 2023, Middleton, MA has a population of 9,730, which has remained stable by -0.5% over the past 5 years. Middleton, MA is a moderately popular place for families, as children make up 16.4% of the population. The area has a moderately educated workforce, with 41.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,730 | -0.5% |
% Under 18 | 16.4% | -16.8% |
% Seniors | 18.5% | -2.1% |
% WFH | 12.2% | 69.4% |
% w/ College Degree | 41.6% | 10.3% |
As of the latest ACS Survey released in 2023, Middleton, MA is a predominantly white area, with 84.0% of the population identifying as white. The white population has shrunk by 5.5% in the last 5 years. The second most common race or ethnicity in Middleton, MA is hispanic, making up 6.7% of the population. Foreign-born residents account for 11.1% of the population in Middleton, MA, and this percentage has increased by 70.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.0% | -5.5% |
% Black | 2.3% | 53.3% |
% Hispanic | 6.7% | 0.0% |
% Asian | 5.3% | 253.3% |
% Foreign Born | 11.1% | 70.8% |
Mortgage and Risk — Middleton, MA
According to HUD data as of 2023, there were 179 mortgage originations in Middleton, MA, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 46.0%, with 7.0% above 90% LTV (normal). This implies small mortgage risk in Middleton, MA. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 179 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Middleton, MA
Middleton, MA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 16 |
Total Units Section 8 | 16 |
% Rentals under Section 8 | 6.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $2,150 |
| 2 Bedroom | N/A | N/A | $2,550 |
| 3 Bedroom | $80 | $3,000 | $3,080 |
| 4 Bedroom | -$110 | $3,500 | $3,390 |
Affordability — Middleton, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $863,000 |
| Median Household Income | $171,000 |