Malden, MA02148

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$661,000
0.7% YoY Growth
Median Household Income
$95,300
48.5% 5-Year Growth
Days on Market
32
29.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$2,600
5.9% YoY Growth
1-Bed Rent
$2,150
4.5% YoY Growth
2-Bed Rent
$2,800
4.3% YoY Growth
3-Bed Rent
$3,200
0.3% YoY Growth

Property Listings — Malden, MA

As of Oct '25, Realtor.com reports that the median days on market for a home in Malden, MA is 32. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 44.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$611,0005.0%
Listing Count
5965.0%
Listings as % of Homes0.1%65.0%
Days on Market
3229.0%
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Demographics — Malden, MA

As of the latest ACS Survey released in 2023, Malden, MA has a population of 65,500, which has increased by 6.8% over the past 5 years. Malden, MA is a moderately popular place for families, as children make up 18.0% of the population. The area has a moderately educated workforce, with 44.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
65,5006.8%
% Under 18
18.0%-6.2%
% Seniors
13.2%8.2%
% WFH
17.6%486.7%
% w/ College Degree
44.9%23.4%
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As of the latest ACS Survey released in 2023, Malden, MA is a predominantly white area, with 42.4% of the population identifying as white. The white population has shrunk by 9.6% in the last 5 years. The second most common race or ethnicity in Malden, MA is asian, making up 28.6% of the population. Foreign-born residents account for 40.8% of the population in Malden, MA, and this percentage has decreased by 6.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
42.4%-9.6%
% Black
13.8%-19.3%
% Hispanic
8.1%-12.9%
% Asian
28.6%22.7%
% Foreign Born
40.8%-6.6%
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Mortgage and Risk — Malden, MA

According to HUD data as of 2023, there were 491 mortgage originations in Malden, MA, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Malden, MA. Investor activity is low, as 4.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
491
% Conventional Loans
95.0%
% Government Loans
5.0%
% Investor Loans
4.0%
% Second Loans
0.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Malden, MA

As of 2024, the percent of homes in Malden, MA under the Section 8 program is 10.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Malden, MA, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
2,803
Total Units Section 8
1,543
% Rentals under Section 8
10.5%
% Occupied Section 8
94.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$270$2,150$2,420
2 Bedroom$70$2,800$2,870
3 Bedroom$260$3,200$3,460
4 Bedroom-$90$3,900$3,810

Affordability — Malden, MA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.2
Median Home Price$661,000
Median Household Income$95,300

Malden, MA — ZIP Code Boundary Map

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Frequently Asked Questions