Quincy, MA02170

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$739,000
0.3% YoY Growth
Median Household Income
$102,000
33.2% 5-Year Growth
Days on Market
15
33.0% Longer than last year
Home Price Forecast
1.3%
Median Rent
$2,400
3.4% YoY Growth
1-Bed Rent
$1,950
8.2% YoY Growth
2-Bed Rent
$2,450
0.4% YoY Growth
3-Bed Rent
$3,200
3.8% YoY Growth

Other Zip Codes in Quincy, MA

Property Listings — Quincy, MA

As of Oct '25, Realtor.com reports that the median days on market for a home in Quincy, MA is 15. This is a increase of 33.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$771,0003.0%
Listing Count
11-3.0%
Listings as % of Homes0.1%-3.0%
Days on Market
1533.0%
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Demographics — Quincy, MA

As of the latest ACS Survey released in 2023, Quincy, MA has a population of 19,700, which has increased by 1.6% over the past 5 years. Quincy, MA is a moderately popular place for families, as children make up 15.0% of the population. The area has a highly educated workforce, with 46.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
19,7001.6%
% Under 18
15.0%9.5%
% Seniors
16.7%16.0%
% WFH
19.3%589.3%
% w/ College Degree
46.0%11.7%
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As of the latest ACS Survey released in 2023, Quincy, MA is a predominantly white area, with 54.0% of the population identifying as white. The white population has grown by 4.9% in the last 5 years. The second most common race or ethnicity in Quincy, MA is asian, making up 38.0% of the population. Foreign-born residents account for 34.8% of the population in Quincy, MA, and this percentage has increased by 0.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
54.0%4.9%
% Black
3.5%-2.8%
% Hispanic
3.1%210.0%
% Asian
38.0%-7.5%
% Foreign Born
34.8%0.3%
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Mortgage and Risk — Quincy, MA

According to HUD data as of 2023, there were 189 mortgage originations in Quincy, MA, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in Quincy, MA. Investor activity is low, as 1.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
189
% Conventional Loans
97.0%
% Government Loans
3.0%
% Investor Loans
1.0%
% Second Loans
2.0%
% Cash Out Refinance
5.0%

Loan Activity

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Rentals and Section 8 — Quincy, MA

As of 2024, the percent of homes in Quincy, MA under the Section 8 program is 12.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Quincy, MA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
382
Total Units Section 8
382
% Rentals under Section 8
12.4%
% Occupied Section 8
95.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$190$1,950$2,140
2 Bedroom$100$2,450$2,550
3 Bedroom-$120$3,200$3,080
4 Bedroom-$210$3,600$3,390

Affordability — Quincy, MA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.5
Median Home Price$739,000
Median Household Income$102,000

Quincy, MA — ZIP Code Boundary Map

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Frequently Asked Questions