Stoneham, MA—02180
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stoneham, MA
As of Oct '25, the median home price in Stoneham, MA is $782,000, with a year-over-year change of 1.0%. This indicates that home prices in Stoneham, MA are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $782,000 | 1.0% |
| Single Family | $836,000 | 0.8% |
| Condos | $449,000 | 3.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $363,000 | 3.7% |
2 Bed | $500,000 | 2.5% |
3 Bed | $807,000 | 0.7% |
4 Bed | $965,000 | 1.3% |
| 5 Bed | $1,053,000 | 1.9% |
% of Housing Stock
Rental Trends — Stoneham, MA
As of July '25, Rentcast reports the average rent in Stoneham, MA is $3,220, with a year-over-year rent change of -5.0%. Per bedroom, the median rent as of July '25 in Stoneham, MA is studios: $2,160, 1-bedrooms: $2,980, 2-bedrooms: $3,400, 3-bedrooms: $3,540, 4-bedrooms: $5,500. The most common rental property sizes in Stoneham, MA are 2-bedroom and 1-bedroom, accounting for 48.2% and 36.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,200 | $3,220 |
| Studio Rent | $1,940 | $2,160 |
| 1 Bed Rent | $3,100 | $2,980 |
| 2 Bed Rent | $3,200 | $3,400 |
| 3 Bed Rent | $3,500 | $3,540 |
| 4 Bed Rent | $4,500 | $5,500 |
% of Rental Stock
Property Listings — Stoneham, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Stoneham, MA is 17. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $825,000 | -4.0% |
Listing Count | 31 | 73.0% |
| Listings as % of Homes | 0.2% | 73.0% |
Days on Market | 17 | 14.0% |
Demographics — Stoneham, MA
As of the latest ACS Survey released in 2023, Stoneham, MA has a population of 23,000, which has increased by 3.8% over the past 5 years. Stoneham, MA is a moderately popular place for families, as children make up 20.3% of the population. The area has a highly educated workforce, with 54.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 23,000 | 3.8% |
% Under 18 | 20.3% | 14.7% |
% Seniors | 20.7% | 3.5% |
% WFH | 19.7% | 579.3% |
% w/ College Degree | 54.0% | 21.1% |
As of the latest ACS Survey released in 2023, Stoneham, MA is a predominantly white area, with 82.1% of the population identifying as white. The white population has shrunk by 7.8% in the last 5 years. The second most common race or ethnicity in Stoneham, MA is asian, making up 7.1% of the population. Foreign-born residents account for 12.7% of the population in Stoneham, MA, and this percentage has decreased by 3.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.1% | -7.8% |
% Black | 0.9% | -66.7% |
% Hispanic | 4.6% | 24.3% |
% Asian | 7.1% | 115.2% |
% Foreign Born | 12.7% | -3.8% |
Mortgage and Risk — Stoneham, MA
According to HUD data as of 2023, there were 337 mortgage originations in Stoneham, MA, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Stoneham, MA. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 337 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Stoneham, MA
As of 2024, the percent of homes in Stoneham, MA under the Section 8 program is 10.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Stoneham, MA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 289 |
Total Units Section 8 | 289 |
% Rentals under Section 8 | 10.7% |
% Occupied Section 8 | 96.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$920 | $3,100 | $2,180 |
| 2 Bedroom | -$620 | $3,200 | $2,580 |
| 3 Bedroom | -$390 | $3,500 | $3,110 |
| 4 Bedroom | -$1,080 | $4,500 | $3,420 |
Affordability — Stoneham, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.1 |
| Median Home Price | $782,000 |
| Median Household Income | $113,000 |