Edgartown, MA—02539
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Edgartown, MA
As of Oct '25, the median home price in Edgartown, MA is $1,772,000, with a year-over-year change of -2.9%. This indicates that home prices in Edgartown, MA are decreasing. According to Zillow, the 1-year price projection is 3.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,772,000 | -2.9% |
| Single Family | $1,860,000 | -2.5% |
| Condos | $1,104,000 | 6.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $671,000 | -3.7% |
2 Bed | $1,110,000 | -3.2% |
3 Bed | $1,543,000 | -2.1% |
4 Bed | $2,612,000 | -2.1% |
| 5 Bed | $4,925,000 | -2.5% |
% of Housing Stock
Rental Trends — Edgartown, MA
As of July '25, Rentcast reports the average rent in Edgartown, MA is $7,000, with a year-over-year rent change of 3.4%. Per bedroom, the median rent as of July '25 in Edgartown, MA is 3-bedrooms: $5,750, 4-bedrooms: $9,500. The most common rental property sizes in Edgartown, MA are 3-bedroom and 2-bedroom, accounting for 38.3% and 26.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $6,000 | $7,000 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $5,500 | $5,750 |
| 4 Bed Rent | $9,500 | $9,500 |
% of Rental Stock
Property Listings — Edgartown, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Edgartown, MA is 121. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $2,910,000 | -4.0% |
Listing Count | 91 | -14.0% |
| Listings as % of Homes | 1.0% | -14.0% |
Days on Market | 121 | 4.0% |
Demographics — Edgartown, MA
As of the latest ACS Survey released in 2023, Edgartown, MA has a population of 5,210, which has increased by 21.0% over the past 5 years. Edgartown, MA is a less popular place for families, as children make up 11.3% of the population. The area has a moderately educated workforce, with 44.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,210 | 21.0% |
% Under 18 | 11.3% | -45.1% |
% Seniors | 23.8% | 40.0% |
% WFH | 16.8% | 34.4% |
% w/ College Degree | 44.9% | 20.1% |
As of the latest ACS Survey released in 2023, Edgartown, MA is a predominantly white area, with 84.3% of the population identifying as white. The white population has grown by 4.3% in the last 5 years. The second most common race or ethnicity in Edgartown, MA is black, making up 6.3% of the population. Foreign-born residents account for 9.9% of the population in Edgartown, MA, and this percentage has decreased by 51.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.3% | 4.3% |
% Black | 6.3% | 600.0% |
% Hispanic | 0.7% | -90.5% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 9.9% | -51.5% |
Mortgage and Risk — Edgartown, MA
According to HUD data as of 2023, there were 135 mortgage originations in Edgartown, MA, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 45.0%, with 1.0% above 90% LTV (normal). This implies small mortgage risk in Edgartown, MA. Investor activity is low, as 7.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 135 |
% Conventional Loans | 98.0% |
% Government Loans | 2.0% |
% Investor Loans | 7.0% |
% Second Loans | 50.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Edgartown, MA
Edgartown, MA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 13 |
Total Units Section 8 | 11 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 96.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,770 |
| 2 Bedroom | N/A | N/A | $2,300 |
| 3 Bedroom | -$2,280 | $5,500 | $3,220 |
| 4 Bedroom | -$6,080 | $9,500 | $3,420 |
Affordability — Edgartown, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 19.2 |
| Median Home Price | $1,772,000 |
| Median Household Income | $89,700 |