Swansea, MA—02777
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Swansea, MA
As of Oct '25, the median home price in Swansea, MA is $503,000, with a year-over-year change of 2.2%. This indicates that home prices in Swansea, MA are increasing. According to Zillow, the 1-year price projection is 2.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $503,000 | 2.2% |
| Single Family | $504,000 | 2.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $326,000 | -0.6% |
2 Bed | $411,000 | 0.7% |
3 Bed | $519,000 | 2.2% |
4 Bed | $593,000 | 2.8% |
| 5 Bed | $643,000 | 2.2% |
% of Housing Stock
Rental Trends — Swansea, MA
As of July '25, Rentcast reports the average rent in Swansea, MA is $2,490, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Swansea, MA is studios: $2,200, 1-bedrooms: $2,000, 2-bedrooms: $2,450, 3-bedrooms: $2,200. The most common rental property sizes in Swansea, MA are 2-bedroom and 1-bedroom, accounting for 38.4% and 35.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,200 | $2,490 |
| Studio Rent | $2,200 | $2,200 |
| 1 Bed Rent | $2,000 | $2,000 |
| 2 Bed Rent | $2,500 | $2,450 |
| 3 Bed Rent | $2,200 | $2,200 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Swansea, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Swansea, MA is 33. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $600,000 | 3.0% |
Listing Count | 23 | -12.0% |
| Listings as % of Homes | 0.3% | -12.0% |
Days on Market | 33 | 11.0% |
Demographics — Swansea, MA
As of the latest ACS Survey released in 2023, Swansea, MA has a population of 17,200, which has increased by 5.9% over the past 5 years. Swansea, MA is a moderately popular place for families, as children make up 19.3% of the population. The area has a moderately educated workforce, with 34.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 17,200 | 5.9% |
% Under 18 | 19.3% | 9.7% |
% Seniors | 21.9% | 6.8% |
% WFH | 6.3% | 250.0% |
% w/ College Degree | 34.2% | 46.8% |
As of the latest ACS Survey released in 2023, Swansea, MA is a predominantly white area, with 87.7% of the population identifying as white. The white population has shrunk by 8.0% in the last 5 years. The second most common race or ethnicity in Swansea, MA is hispanic, making up 6.9% of the population. Foreign-born residents account for 8.6% of the population in Swansea, MA, and this percentage has decreased by 10.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.7% | -8.0% |
% Black | 1.4% | 250.0% |
% Hispanic | 6.9% | 885.7% |
% Asian | 0.9% | 0.0% |
% Foreign Born | 8.6% | -10.4% |
Mortgage and Risk — Swansea, MA
According to HUD data as of 2023, there were 368 mortgage originations in Swansea, MA, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 46.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Swansea, MA. Investor activity is low, as 0.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 368 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 20.0% |
Loan Activity
Rentals and Section 8 — Swansea, MA
Swansea, MA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 27 |
Total Units Section 8 | 21 |
% Rentals under Section 8 | 2.3% |
% Occupied Section 8 | 80.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$590 | $2,000 | $1,410 |
| 2 Bedroom | -$770 | $2,500 | $1,730 |
| 3 Bedroom | -$110 | $2,200 | $2,090 |
| 4 Bedroom | N/A | N/A | $2,530 |
Affordability — Swansea, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $503,000 |
| Median Household Income | $117,000 |