Newport, RI02840

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$891,000
6.2% YoY Growth
Median Household Income
$83,500
28.6% 5-Year Growth
Days on Market
58
22.0% Longer than last year
Home Price Forecast
3.7%
Median Rent
$3,250
0.5% YoY Growth
1-Bed Rent
$2,500
13.4% YoY Growth
2-Bed Rent
$2,850
4.9% YoY Growth
3-Bed Rent
$3,750
4.9% YoY Growth

Property Listings — Newport, RI

As of Oct '25, Realtor.com reports that the median days on market for a home in Newport, RI is 58. This is a increase of 22.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,420,000-2.0%
Listing Count
10827.0%
Listings as % of Homes0.5%27.0%
Days on Market
5822.0%
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Demographics — Newport, RI

As of the latest ACS Survey released in 2023, Newport, RI has a population of 23,600, which has increased by 1.7% over the past 5 years. Newport, RI is a moderately popular place for families, as children make up 15.5% of the population. The area has a highly educated workforce, with 55.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
23,6001.7%
% Under 18
15.5%4.0%
% Seniors
21.9%19.0%
% WFH
14.4%105.7%
% w/ College Degree
55.1%3.2%
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As of the latest ACS Survey released in 2023, Newport, RI is a predominantly white area, with 74.4% of the population identifying as white. The white population has shrunk by 3.8% in the last 5 years. The second most common race or ethnicity in Newport, RI is hispanic, making up 10.6% of the population. Foreign-born residents account for 7.6% of the population in Newport, RI, and this percentage has decreased by 2.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
74.4%-3.8%
% Black
8.1%35.0%
% Hispanic
10.6%2.9%
% Asian
2.6%36.8%
% Foreign Born
7.6%-2.6%
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Mortgage and Risk — Newport, RI

According to HUD data as of 2023, there were 314 mortgage originations in Newport, RI, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 46.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Newport, RI. Investor activity is low, as 5.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
314
% Conventional Loans
95.0%
% Government Loans
5.0%
% Investor Loans
5.0%
% Second Loans
19.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Newport, RI

As of 2024, the percent of homes in Newport, RI under the Section 8 program is 22.1%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Newport, RI, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
1,834
Total Units Section 8
1,182
% Rentals under Section 8
22.1%
% Occupied Section 8
83.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$820$2,500$1,680
2 Bedroom-$640$2,850$2,210
3 Bedroom-$800$3,750$2,950
4 Bedroom-$1,660$5,000$3,340

Affordability — Newport, RI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio9.3
Median Home Price$891,000
Median Household Income$83,500

Newport, RI — ZIP Code Boundary Map

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Frequently Asked Questions