North Kingstown, RI02852

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$599,000
4.1% YoY Growth
Median Household Income
$112,000
35.2% 5-Year Growth
Days on Market
34
3.0% Longer than last year
Home Price Forecast
2.7%
Median Rent
$2,800
4.6% YoY Growth
1-Bed Rent
$1,580
5.4% YoY Growth
2-Bed Rent
$2,600
13.7% YoY Growth
3-Bed Rent
$3,500
2.5% YoY Growth

Other Zip Codes in North Kingstown, RI

Property Listings — North Kingstown, RI

As of Oct '25, Realtor.com reports that the median days on market for a home in North Kingstown, RI is 34. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$690,000-4.0%
Listing Count
718.0%
Listings as % of Homes0.4%8.0%
Days on Market
343.0%
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Demographics — North Kingstown, RI

As of the latest ACS Survey released in 2023, North Kingstown, RI has a population of 23,300, which has increased by 5.6% over the past 5 years. North Kingstown, RI is a moderately popular place for families, as children make up 17.0% of the population. The area has a highly educated workforce, with 49.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
23,3005.6%
% Under 18
17.0%-17.1%
% Seniors
22.7%9.7%
% WFH
13.9%172.5%
% w/ College Degree
49.3%3.6%
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As of the latest ACS Survey released in 2023, North Kingstown, RI is a predominantly white area, with 88.8% of the population identifying as white. The white population has shrunk by 2.2% in the last 5 years. The second most common race or ethnicity in North Kingstown, RI is asian, making up 3.3% of the population. Foreign-born residents account for 6.2% of the population in North Kingstown, RI, and this percentage has increased by 40.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
88.8%-2.2%
% Black
0.9%50.0%
% Hispanic
3.2%10.3%
% Asian
3.3%83.3%
% Foreign Born
6.2%40.9%
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Mortgage and Risk — North Kingstown, RI

According to HUD data as of 2023, there were 438 mortgage originations in North Kingstown, RI, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in North Kingstown, RI. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
438
% Conventional Loans
92.0%
% Government Loans
8.0%
% Investor Loans
1.0%
% Second Loans
3.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — North Kingstown, RI

As of 2024, the percent of homes in North Kingstown, RI under the Section 8 program is 28.4%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In North Kingstown, RI, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
862
Total Units Section 8
816
% Rentals under Section 8
28.4%
% Occupied Section 8
89.3%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$200$1,580$1,380
2 Bedroom-$910$2,600$1,690
3 Bedroom-$1,460$3,500$2,040
4 Bedroom-$810$3,300$2,490

Affordability — North Kingstown, RI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.5
Median Home Price$599,000
Median Household Income$112,000

North Kingstown, RI — ZIP Code Boundary Map

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Frequently Asked Questions