South Kingstown, RI02879

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$686,000
3.4% YoY Growth
Median Household Income
$116,000
44.9% 5-Year Growth
Days on Market
38
8.0% Shorter than last year
Home Price Forecast
2.9%
Median Rent
$2,600
5.9% YoY Growth
1-Bed Rent
$2,000
17.8% YoY Growth
2-Bed Rent
$2,500
16.2% YoY Growth
3-Bed Rent
$2,800
24.8% YoY Growth

Other Zip Codes in South Kingstown, RI

Property Listings — South Kingstown, RI

As of Oct '25, Realtor.com reports that the median days on market for a home in South Kingstown, RI is 38. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$996,000-7.0%
Listing Count
105-5.0%
Listings as % of Homes0.5%-5.0%
Days on Market
38-8.0%
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Demographics — South Kingstown, RI

As of the latest ACS Survey released in 2023, South Kingstown, RI has a population of 22,600, which has increased by 10.3% over the past 5 years. South Kingstown, RI is a moderately popular place for families, as children make up 17.8% of the population. The area has a highly educated workforce, with 59.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
22,60010.3%
% Under 18
17.8%4.7%
% Seniors
26.2%9.6%
% WFH
14.8%102.7%
% w/ College Degree
59.1%13.4%
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As of the latest ACS Survey released in 2023, South Kingstown, RI is a predominantly white area, with 89.3% of the population identifying as white. The white population has shrunk by 1.3% in the last 5 years. The second most common race or ethnicity in South Kingstown, RI is hispanic, making up 3.8% of the population. Foreign-born residents account for 4.4% of the population in South Kingstown, RI, and this percentage has increased by 4.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
89.3%-1.3%
% Black
2.6%73.3%
% Hispanic
3.8%5.6%
% Asian
1.4%100.0%
% Foreign Born
4.4%4.8%
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Mortgage and Risk — South Kingstown, RI

According to HUD data as of 2023, there were 481 mortgage originations in South Kingstown, RI, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 45.0%, with 7.0% above 90% LTV (normal). This implies small mortgage risk in South Kingstown, RI. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
481
% Conventional Loans
94.0%
% Government Loans
6.0%
% Investor Loans
2.0%
% Second Loans
9.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — South Kingstown, RI

As of 2024, the percent of homes in South Kingstown, RI under the Section 8 program is 17.2%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In South Kingstown, RI, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
498
Total Units Section 8
349
% Rentals under Section 8
17.2%
% Occupied Section 8
86.7%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$510$2,000$1,490
2 Bedroom-$700$2,500$1,800
3 Bedroom-$620$2,800$2,180
4 Bedroom-$2,000$4,700$2,700

Affordability — South Kingstown, RI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.1
Median Home Price$686,000
Median Household Income$116,000

South Kingstown, RI — ZIP Code Boundary Map

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Frequently Asked Questions