North Providence, RI02911

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$412,000
2.5% YoY Growth
Median Household Income
$85,800
47.9% 5-Year Growth
Days on Market
20
10.0% Longer than last year
Home Price Forecast
2.9%
Median Rent
$2,000
7.8% YoY Growth
1-Bed Rent
$1,800
3.9% YoY Growth
2-Bed Rent
$1,850
25.5% YoY Growth
3-Bed Rent
$2,300
5.2% YoY Growth

Property Listings — North Providence, RI

As of Oct '25, Realtor.com reports that the median days on market for a home in North Providence, RI is 20. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 9.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$431,0004.0%
Listing Count
4319.0%
Listings as % of Homes0.4%19.0%
Days on Market
2010.0%
Loading chart...

Demographics — North Providence, RI

As of the latest ACS Survey released in 2023, North Providence, RI has a population of 15,000, which has decreased by -5.7% over the past 5 years. North Providence, RI is a less popular place for families, as children make up 14.8% of the population. The area has a moderately educated workforce, with 32.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
15,000-5.7%
% Under 18
14.8%-15.9%
% Seniors
20.4%34.2%
% WFH
6.3%90.9%
% w/ College Degree
32.7%4.5%
Loading chart...

As of the latest ACS Survey released in 2023, North Providence, RI is a predominantly white area, with 68.1% of the population identifying as white. The white population has shrunk by 10.3% in the last 5 years. The second most common race or ethnicity in North Providence, RI is hispanic, making up 14.8% of the population. Foreign-born residents account for 10.2% of the population in North Providence, RI, and this percentage has decreased by 20.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
68.1%-10.3%
% Black
11.5%130.0%
% Hispanic
14.8%14.7%
% Asian
3.6%-5.3%
% Foreign Born
10.2%-20.9%
Loading chart...

Mortgage and Risk — North Providence, RI

According to HUD data as of 2023, there were 349 mortgage originations in North Providence, RI, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in North Providence, RI. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
349
% Conventional Loans
79.0%
% Government Loans
21.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
9.0%

Loan Activity

Loading chart...
Loading chart...

Rentals and Section 8 — North Providence, RI

As of 2024, the percent of homes in North Providence, RI under the Section 8 program is 18.3%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in North Providence, RI, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
483
Total Units Section 8
430
% Rentals under Section 8
18.3%
% Occupied Section 8
87.2%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$360$1,800$1,440
2 Bedroom-$90$1,850$1,760
3 Bedroom-$180$2,300$2,120
4 Bedroom$370$2,200$2,570

Affordability — North Providence, RI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.1
Median Home Price$412,000
Median Household Income$85,800

North Providence, RI — ZIP Code Boundary Map

Loading map...

Frequently Asked Questions