Cranston, RI02920

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$428,000
2.0% YoY Growth
Median Household Income
$79,200
38.1% 5-Year Growth
Days on Market
35
21.0% Longer than last year
Home Price Forecast
2.6%
Median Rent
$2,120
0.9% YoY Growth
1-Bed Rent
$2,100
3.1% YoY Growth
2-Bed Rent
$2,200
0.9% YoY Growth
3-Bed Rent
$2,850
18.5% YoY Growth

Other Zip Codes in Cranston, RI

Property Listings — Cranston, RI

As of Oct '25, Realtor.com reports that the median days on market for a home in Cranston, RI is 35. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$457,0007.0%
Listing Count
846.0%
Listings as % of Homes0.4%6.0%
Days on Market
3521.0%
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Demographics — Cranston, RI

As of the latest ACS Survey released in 2023, Cranston, RI has a population of 36,300, which has decreased by -2.3% over the past 5 years. Cranston, RI is a moderately popular place for families, as children make up 19.8% of the population. The area has a moderately educated workforce, with 32.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
36,300-2.3%
% Under 18
19.8%8.8%
% Seniors
18.8%-4.6%
% WFH
11.8%372.0%
% w/ College Degree
32.2%25.8%
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As of the latest ACS Survey released in 2023, Cranston, RI is a predominantly white area, with 64.9% of the population identifying as white. The white population has shrunk by 5.3% in the last 5 years. The second most common race or ethnicity in Cranston, RI is hispanic, making up 18.2% of the population. Foreign-born residents account for 16.4% of the population in Cranston, RI, and this percentage has increased by 6.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
64.9%-5.3%
% Black
7.7%16.7%
% Hispanic
18.2%18.2%
% Asian
6.8%1.5%
% Foreign Born
16.4%6.5%
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Mortgage and Risk — Cranston, RI

According to HUD data as of 2023, there were 738 mortgage originations in Cranston, RI, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Cranston, RI. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
738
% Conventional Loans
82.0%
% Government Loans
18.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Cranston, RI

Cranston, RI lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
1,180
Total Units Section 8
675
% Rentals under Section 8
13.0%
% Occupied Section 8
100.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$650$2,100$1,450
2 Bedroom-$430$2,200$1,770
3 Bedroom-$720$2,850$2,130
4 BedroomN/AN/A$2,590

Affordability — Cranston, RI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.6
Median Home Price$428,000
Median Household Income$79,200

Cranston, RI — ZIP Code Boundary Map

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Frequently Asked Questions