Cranston, RI02921

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$625,000
5.1% YoY Growth
Median Household Income
$136,000
31.4% 5-Year Growth
Days on Market
51
51.0% Longer than last year
Home Price Forecast
2.7%
Median Rent
$2,120
25.9% YoY Growth
1-Bed Rent
$1,900
8.0% YoY Growth
2-Bed Rent
$2,120
5.5% YoY Growth
3-Bed Rent
$4,000
N/A

Other Zip Codes in Cranston, RI

Property Listings — Cranston, RI

As of Oct '25, Realtor.com reports that the median days on market for a home in Cranston, RI is 51. This is a increase of 51.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 6.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$930,00030.0%
Listing Count
36-20.0%
Listings as % of Homes1.4%-20.0%
Days on Market
5151.0%
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Demographics — Cranston, RI

As of the latest ACS Survey released in 2023, Cranston, RI has a population of 12,700, which has increased by 2.1% over the past 5 years. Cranston, RI is a moderately popular place for families, as children make up 18.6% of the population. The area has a highly educated workforce, with 46.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
12,7002.1%
% Under 18
18.6%-11.8%
% Seniors
19.2%17.8%
% WFH
10.4%131.1%
% w/ College Degree
46.8%-7.1%
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As of the latest ACS Survey released in 2023, Cranston, RI is a predominantly white area, with 83.1% of the population identifying as white. The white population has shrunk by 0.5% in the last 5 years. The second most common race or ethnicity in Cranston, RI is asian, making up 9.3% of the population. Foreign-born residents account for 13.7% of the population in Cranston, RI, and this percentage has increased by 16.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
83.1%-0.5%
% Black
1.4%-65.0%
% Hispanic
3.8%72.7%
% Asian
9.3%45.3%
% Foreign Born
13.7%16.1%
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Mortgage and Risk — Cranston, RI

According to HUD data as of 2023, there were 364 mortgage originations in Cranston, RI, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 45.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Cranston, RI. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
364
% Conventional Loans
92.0%
% Government Loans
8.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Cranston, RI

As of 2024, the percent of homes in Cranston, RI under the Section 8 program is 31.8%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Cranston, RI, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
233
Total Units Section 8
233
% Rentals under Section 8
31.8%
% Occupied Section 8
94.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$110$1,900$1,790
2 Bedroom$40$2,120$2,160
3 Bedroom-$1,390$4,000$2,610
4 Bedroom-$1,710$4,950$3,240

Affordability — Cranston, RI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.9
Median Home Price$625,000
Median Household Income$136,000

Cranston, RI — ZIP Code Boundary Map

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Frequently Asked Questions