Chester, NH—03036
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Chester, NH
As of Oct '25, the median home price in Chester, NH is $621,000, with a year-over-year change of 9.6%. This indicates that home prices in Chester, NH are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $621,000 | 9.6% |
| Single Family | $637,000 | 8.0% |
| Condos | $530,000 | 5.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $499,000 | 6.4% |
3 Bed | $619,000 | 2.1% |
4 Bed | $746,000 | 3.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Chester, NH
As of July '25, Rentcast reports the average rent in Chester, NH is $3,700, with a year-over-year rent change of 23.3%. Per bedroom, the median rent as of July '25 in Chester, NH is 3-bedrooms: $3,700. The most common rental property sizes in Chester, NH are 2-bedroom and 3-bedroom, accounting for 78.7% and 21.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,700 | $3,700 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $3,700 | $3,700 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Chester, NH
As of Oct '25, Realtor.com reports that the median days on market for a home in Chester, NH is 76. This is a increase of 50.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $749,000 | -1.0% |
Listing Count | 22 | 56.0% |
| Listings as % of Homes | 0.8% | 56.0% |
Days on Market | 76 | 50.0% |
Demographics — Chester, NH
As of the latest ACS Survey released in 2023, Chester, NH has a population of 5,260, which has increased by 4.4% over the past 5 years. Chester, NH is a moderately popular place for families, as children make up 18.7% of the population. The area has a moderately educated workforce, with 43.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,260 | 4.4% |
% Under 18 | 18.7% | -15.4% |
% Seniors | 14.7% | 23.5% |
% WFH | 16.3% | 17.3% |
% w/ College Degree | 43.5% | 9.0% |
As of the latest ACS Survey released in 2023, Chester, NH is a predominantly white area, with 95.5% of the population identifying as white. The white population has grown by 2.0% in the last 5 years. The second most common race or ethnicity in Chester, NH is hispanic, making up 1.9% of the population. Foreign-born residents account for 3.4% of the population in Chester, NH, and this percentage has increased by 21.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.5% | 2.0% |
% Black | 0.2% | -50.0% |
% Hispanic | 1.9% | -32.1% |
% Asian | 1.0% | -54.5% |
% Foreign Born | 3.4% | 21.4% |
Mortgage and Risk — Chester, NH
According to HUD data as of 2023, there were 122 mortgage originations in Chester, NH, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Chester, NH. Investor activity is low, as 0.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 122 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Chester, NH
Chester, NH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | 2.1% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,720 |
| 2 Bedroom | N/A | N/A | $2,260 |
| 3 Bedroom | -$860 | $3,700 | $2,840 |
| 4 Bedroom | N/A | N/A | $3,080 |
Affordability — Chester, NH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $621,000 |
| Median Household Income | $139,000 |