Bedford, NH—03110
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bedford, NH
As of Oct '25, the median home price in Bedford, NH is $744,000, with a year-over-year change of 3.4%. This indicates that home prices in Bedford, NH are increasing. According to Zillow, the 1-year price projection is 3.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $744,000 | 3.4% |
| Single Family | $770,000 | 3.4% |
| Condos | $468,000 | 6.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $517,000 | 3.8% |
3 Bed | $661,000 | 3.4% |
4 Bed | $879,000 | 2.6% |
| 5 Bed | $1,146,000 | 3.5% |
% of Housing Stock
Rental Trends — Bedford, NH
As of July '25, Rentcast reports the average rent in Bedford, NH is $3,330, with a year-over-year rent change of 12.5%. Per bedroom, the median rent as of July '25 in Bedford, NH is studios: $2,070, 1-bedrooms: $2,200, 2-bedrooms: $2,900, 3-bedrooms: $4,050, 4-bedrooms: $4,800. The most common rental property sizes in Bedford, NH are 2-bedroom and 1-bedroom, accounting for 45.5% and 29.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,850 | $3,330 |
| Studio Rent | $2,070 | $2,070 |
| 1 Bed Rent | $2,280 | $2,200 |
| 2 Bed Rent | $2,900 | $2,900 |
| 3 Bed Rent | $4,000 | $4,050 |
| 4 Bed Rent | $4,800 | $4,800 |
% of Rental Stock
Property Listings — Bedford, NH
As of Oct '25, Realtor.com reports that the median days on market for a home in Bedford, NH is 47. This is a increase of 127.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 7.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,210,000 | 9.0% |
Listing Count | 54 | 50.0% |
| Listings as % of Homes | 0.3% | 50.0% |
Days on Market | 47 | 127.0% |
Demographics — Bedford, NH
As of the latest ACS Survey released in 2023, Bedford, NH has a population of 23,600, which has increased by 5.3% over the past 5 years. Bedford, NH is a popular place for families, as children make up 25.1% of the population. The area has a highly educated workforce, with 61.4% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 23,600 | 5.3% |
% Under 18 | 25.1% | -0.8% |
% Seniors | 17.8% | 7.9% |
% WFH | 25.6% | 161.2% |
% w/ College Degree | 61.4% | -1.3% |
As of the latest ACS Survey released in 2023, Bedford, NH is a predominantly white area, with 82.9% of the population identifying as white. The white population has shrunk by 9.7% in the last 5 years. The second most common race or ethnicity in Bedford, NH is asian, making up 8.1% of the population. Foreign-born residents account for 10.5% of the population in Bedford, NH, and this percentage has increased by 105.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.9% | -9.7% |
% Black | 0.6% | -45.5% |
% Hispanic | 4.3% | 87.0% |
% Asian | 8.1% | 179.3% |
% Foreign Born | 10.5% | 105.9% |
Mortgage and Risk — Bedford, NH
According to HUD data as of 2023, there were 459 mortgage originations in Bedford, NH, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 47.0%, with 7.0% above 90% LTV (normal). This implies small mortgage risk in Bedford, NH. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 459 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Bedford, NH
As of 2024, the percent of homes in Bedford, NH under the Section 8 program is 4.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Bedford, NH, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 55 |
Total Units Section 8 | 55 |
% Rentals under Section 8 | 4.2% |
% Occupied Section 8 | 93.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$110 | $2,280 | $2,170 |
| 2 Bedroom | -$50 | $2,900 | $2,850 |
| 3 Bedroom | -$570 | $4,000 | $3,430 |
| 4 Bedroom | -$1,020 | $4,800 | $3,780 |
Affordability — Bedford, NH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $744,000 |
| Median Household Income | $160,000 |