Belmont, NH—03220
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Belmont, NH
As of Oct '25, the median home price in Belmont, NH is $445,000, with a year-over-year change of 2.1%. This indicates that home prices in Belmont, NH are increasing. According to Zillow, the 1-year price projection is 4.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $445,000 | 2.1% |
| Single Family | $459,000 | 1.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $347,000 | 1.2% |
3 Bed | $469,000 | 1.5% |
4 Bed | $563,000 | 1.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Belmont, NH
As of July '25, Rentcast reports the average rent in Belmont, NH is $2,200, with a year-over-year rent change of 3.8%. Per bedroom, the median rent as of July '25 in Belmont, NH is 3-bedrooms: $2,200. The most common rental property sizes in Belmont, NH are 2-bedroom and 3-bedroom, accounting for 39.4% and 32.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,900 | $2,200 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,900 | $2,200 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Belmont, NH
As of Oct '25, Realtor.com reports that the median days on market for a home in Belmont, NH is 49. This is a decrease of -12.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 58.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $645,000 | 14.0% |
Listing Count | 38 | 18.0% |
| Listings as % of Homes | 0.6% | 18.0% |
Days on Market | 49 | -12.0% |
Demographics — Belmont, NH
As of the latest ACS Survey released in 2023, Belmont, NH has a population of 7,380, which has remained stable by -1.0% over the past 5 years. Belmont, NH is a moderately popular place for families, as children make up 18.9% of the population. The area has a poorly educated workforce, with 19.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,380 | -1.0% |
% Under 18 | 18.9% | -8.3% |
% Seniors | 22.6% | 62.6% |
% WFH | 4.8% | 242.9% |
% w/ College Degree | 19.4% | -14.2% |
As of the latest ACS Survey released in 2023, Belmont, NH is a predominantly white area, with 95.3% of the population identifying as white. The white population has shrunk by 1.4% in the last 5 years. The second most common race or ethnicity in Belmont, NH is hispanic, making up 2.5% of the population. Foreign-born residents account for 1.8% of the population in Belmont, NH, and this percentage has increased by 200.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.3% | -1.4% |
% Black | 1.2% | ∞% |
% Hispanic | 2.5% | 13.6% |
% Asian | 1.1% | ∞% |
% Foreign Born | 1.8% | 200.0% |
Mortgage and Risk — Belmont, NH
According to HUD data as of 2023, there were 181 mortgage originations in Belmont, NH, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Belmont, NH. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 181 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 1.0% |
% Second Loans | 10.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Belmont, NH
Belmont, NH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 64 |
Total Units Section 8 | 28 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,020 |
| 2 Bedroom | N/A | N/A | $1,290 |
| 3 Bedroom | -$210 | $1,900 | $1,690 |
| 4 Bedroom | N/A | N/A | $1,920 |
Affordability — Belmont, NH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.7 |
| Median Home Price | $445,000 |
| Median Household Income | $78,200 |