Epsom, NH—03234
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Epsom, NH
As of Oct '25, the median home price in Epsom, NH is $474,000, with a year-over-year change of 3.8%. This indicates that home prices in Epsom, NH are increasing. According to Zillow, the 1-year price projection is 3.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $474,000 | 3.8% |
| Single Family | $473,000 | 3.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $410,000 | 2.0% |
3 Bed | $487,000 | 4.3% |
4 Bed | $571,000 | 4.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Epsom, NH
As of July '25, Rentcast reports the average rent in Epsom, NH is $2,950, with a year-over-year rent change of 2.4%. Per bedroom, the median rent as of July '25 in Epsom, NH is 2-bedrooms: $2,950. The most common rental property sizes in Epsom, NH are 1-bedroom and 2-bedroom, accounting for 51.5% and 30.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,950 | $2,950 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,950 | $2,950 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Epsom, NH
As of Oct '25, Realtor.com reports that the median days on market for a home in Epsom, NH is 55. This is a increase of 114.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 46.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $495,000 | -24.0% |
Listing Count | 13 | 32.0% |
| Listings as % of Homes | 0.1% | 32.0% |
Days on Market | 55 | 114.0% |
Demographics — Epsom, NH
As of the latest ACS Survey released in 2023, Epsom, NH has a population of 4,900, which has increased by 3.9% over the past 5 years. Epsom, NH is a moderately popular place for families, as children make up 15.1% of the population. The area has a moderately educated workforce, with 38.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,900 | 3.9% |
% Under 18 | 15.1% | -25.2% |
% Seniors | 24.0% | 27.0% |
% WFH | 10.8% | 100.0% |
% w/ College Degree | 38.9% | 19.3% |
As of the latest ACS Survey released in 2023, Epsom, NH is a predominantly white area, with 93.9% of the population identifying as white. The white population has shrunk by 1.2% in the last 5 years. The second most common race or ethnicity in Epsom, NH is hispanic, making up 1.2% of the population. Foreign-born residents account for 3.5% of the population in Epsom, NH, and this percentage has increased by 66.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.9% | -1.2% |
% Black | 0.0% | N/A |
% Hispanic | 1.2% | 20.0% |
% Asian | 1.0% | 42.9% |
% Foreign Born | 3.5% | 66.7% |
Mortgage and Risk — Epsom, NH
According to HUD data as of 2023, there were 85 mortgage originations in Epsom, NH, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Epsom, NH. Investor activity is low, as 0.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 85 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Epsom, NH
Epsom, NH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 52 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 1.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,170 |
| 2 Bedroom | -$1,420 | $2,950 | $1,530 |
| 3 Bedroom | N/A | N/A | $2,160 |
| 4 Bedroom | N/A | N/A | $2,280 |
Affordability — Epsom, NH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $474,000 |
| Median Household Income | $92,600 |