Gilford, NH—03249
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Gilford, NH
As of Oct '25, the median home price in Gilford, NH is $526,000, with a year-over-year change of 3.4%. This indicates that home prices in Gilford, NH are increasing. According to Zillow, the 1-year price projection is 4.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $526,000 | 3.4% |
| Single Family | $550,000 | 2.6% |
| Condos | $430,000 | 2.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $220,000 | 3.8% |
2 Bed | $433,000 | 5.4% |
3 Bed | $587,000 | 2.6% |
4 Bed | $759,000 | 3.3% |
| 5 Bed | $1,111,000 | 2.0% |
% of Housing Stock
Rental Trends — Gilford, NH
As of July '25, Rentcast reports the average rent in Gilford, NH is $3,290, with a year-over-year rent change of 25.1%. Per bedroom, the median rent as of July '25 in Gilford, NH is 1-bedrooms: $2,500, 2-bedrooms: $2,330, 3-bedrooms: $2,900, 4-bedrooms: $8,500. The most common rental property sizes in Gilford, NH are 1-bedroom and 3-bedroom, accounting for 33.2% and 29.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $3,290 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,500 | $2,500 |
| 2 Bed Rent | $2,100 | $2,330 |
| 3 Bed Rent | $2,900 | $2,900 |
| 4 Bed Rent | $8,500 | $8,500 |
% of Rental Stock
Property Listings — Gilford, NH
As of Oct '25, Realtor.com reports that the median days on market for a home in Gilford, NH is 60. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $844,000 | 11.0% |
Listing Count | 57 | 23.0% |
| Listings as % of Homes | 0.4% | 23.0% |
Days on Market | 60 | -4.0% |
Demographics — Gilford, NH
As of the latest ACS Survey released in 2023, Gilford, NH has a population of 7,780, which has increased by 8.8% over the past 5 years. Gilford, NH is a moderately popular place for families, as children make up 20.3% of the population. The area has a moderately educated workforce, with 43.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,780 | 8.8% |
% Under 18 | 20.3% | -1.0% |
% Seniors | 19.7% | -20.2% |
% WFH | 15.1% | 202.0% |
% w/ College Degree | 43.0% | 8.0% |
As of the latest ACS Survey released in 2023, Gilford, NH is a predominantly white area, with 90.3% of the population identifying as white. The white population has shrunk by 5.4% in the last 5 years. The second most common race or ethnicity in Gilford, NH is hispanic, making up 4.0% of the population. Foreign-born residents account for 3.3% of the population in Gilford, NH, and this percentage has increased by 10.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.3% | -5.4% |
% Black | 0.4% | ∞% |
% Hispanic | 4.0% | 263.6% |
% Asian | 3.1% | 210.0% |
% Foreign Born | 3.3% | 10.0% |
Mortgage and Risk — Gilford, NH
According to HUD data as of 2023, there were 210 mortgage originations in Gilford, NH, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Gilford, NH. Investor activity is low, as 1.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 210 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 1.0% |
% Second Loans | 23.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Gilford, NH
Gilford, NH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 33 |
Total Units Section 8 | 32 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$1,360 | $2,500 | $1,140 |
| 2 Bedroom | -$670 | $2,100 | $1,430 |
| 3 Bedroom | -$1,100 | $2,900 | $1,800 |
| 4 Bedroom | -$6,350 | $8,500 | $2,150 |
Affordability — Gilford, NH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $526,000 |
| Median Household Income | $115,000 |