Pembroke, NH—03275
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Pembroke, NH
As of Oct '25, the median home price in Pembroke, NH is $440,000, with a year-over-year change of 2.6%. This indicates that home prices in Pembroke, NH are increasing. According to Zillow, the 1-year price projection is 4.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $440,000 | 2.6% |
| Single Family | $448,000 | 2.1% |
| Condos | $377,000 | -3.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $381,000 | 3.0% |
3 Bed | $458,000 | 2.0% |
4 Bed | $513,000 | 2.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Pembroke, NH
As of July '25, Rentcast reports the average rent in Pembroke, NH is $2,180, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Pembroke, NH is 1-bedrooms: $1,650, 2-bedrooms: $2,080, 3-bedrooms: $2,670. The most common rental property sizes in Pembroke, NH are 2-bedroom and 1-bedroom, accounting for 37.5% and 29.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,080 | $2,180 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,600 | $1,650 |
| 2 Bed Rent | $2,080 | $2,080 |
| 3 Bed Rent | $2,500 | $2,670 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Pembroke, NH
As of Oct '25, Realtor.com reports that the median days on market for a home in Pembroke, NH is 45. This is a increase of 42.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 8.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $545,000 | 16.0% |
Listing Count | 49 | 89.0% |
| Listings as % of Homes | 0.3% | 89.0% |
Days on Market | 45 | 42.0% |
Demographics — Pembroke, NH
As of the latest ACS Survey released in 2023, Pembroke, NH has a population of 12,100, which has increased by 5.0% over the past 5 years. Pembroke, NH is a moderately popular place for families, as children make up 22.8% of the population. The area has a moderately educated workforce, with 25.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,100 | 5.0% |
% Under 18 | 22.8% | 16.9% |
% Seniors | 14.5% | 1.4% |
% WFH | 11.9% | 205.1% |
% w/ College Degree | 25.3% | 15.0% |
As of the latest ACS Survey released in 2023, Pembroke, NH is a predominantly white area, with 91.0% of the population identifying as white. The white population has shrunk by 2.4% in the last 5 years. The second most common race or ethnicity in Pembroke, NH is hispanic, making up 3.6% of the population. Foreign-born residents account for 2.9% of the population in Pembroke, NH, and this percentage has decreased by 52.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.0% | -2.4% |
% Black | 2.6% | 550.0% |
% Hispanic | 3.6% | 125.0% |
% Asian | 0.8% | -52.9% |
% Foreign Born | 2.9% | -52.5% |
Mortgage and Risk — Pembroke, NH
According to HUD data as of 2023, there were 196 mortgage originations in Pembroke, NH, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Pembroke, NH. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 196 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Pembroke, NH
Pembroke, NH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 156 |
Total Units Section 8 | 116 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 95.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$400 | $1,600 | $1,200 |
| 2 Bedroom | -$500 | $2,080 | $1,580 |
| 3 Bedroom | -$410 | $2,500 | $2,090 |
| 4 Bedroom | N/A | N/A | $2,090 |
Affordability — Pembroke, NH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $440,000 |
| Median Household Income | $84,800 |