Concord, NH—03301
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Concord, NH
As of Oct '25, the median home price in Concord, NH is $456,000, with a year-over-year change of 4.9%. This indicates that home prices in Concord, NH are increasing. According to Zillow, the 1-year price projection is 3.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $456,000 | 4.9% |
| Single Family | $482,000 | 4.6% |
| Condos | $279,000 | 3.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $189,000 | 2.7% |
2 Bed | $349,000 | 5.1% |
3 Bed | $473,000 | 4.2% |
4 Bed | $594,000 | 4.9% |
| 5 Bed | $710,000 | 5.5% |
% of Housing Stock
Rental Trends — Concord, NH
As of July '25, Rentcast reports the average rent in Concord, NH is $2,000, with a year-over-year rent change of -3.8%. Per bedroom, the median rent as of July '25 in Concord, NH is studios: $1,190, 1-bedrooms: $1,590, 2-bedrooms: $2,090, 3-bedrooms: $2,630, 4-bedrooms: $2,580. The most common rental property sizes in Concord, NH are 2-bedroom and 1-bedroom, accounting for 45.9% and 37.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,880 | $2,000 |
| Studio Rent | $1,400 | $1,190 |
| 1 Bed Rent | $1,600 | $1,590 |
| 2 Bed Rent | $2,000 | $2,090 |
| 3 Bed Rent | $2,500 | $2,630 |
| 4 Bed Rent | $2,550 | $2,580 |
% of Rental Stock
Property Listings — Concord, NH
As of Oct '25, Realtor.com reports that the median days on market for a home in Concord, NH is 33. This is a increase of 60.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $497,000 | 2.0% |
Listing Count | 74 | 73.0% |
| Listings as % of Homes | 0.2% | 73.0% |
Days on Market | 33 | 60.0% |
Demographics — Concord, NH
As of the latest ACS Survey released in 2023, Concord, NH has a population of 34,000, which has increased by 3.0% over the past 5 years. Concord, NH is a moderately popular place for families, as children make up 16.9% of the population. The area has a moderately educated workforce, with 41.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 34,000 | 3.0% |
% Under 18 | 16.9% | -9.1% |
% Seniors | 19.5% | 16.8% |
% WFH | 14.0% | 122.2% |
% w/ College Degree | 41.7% | 7.8% |
As of the latest ACS Survey released in 2023, Concord, NH is a predominantly white area, with 84.6% of the population identifying as white. The white population has shrunk by 1.3% in the last 5 years. The second most common race or ethnicity in Concord, NH is black, making up 4.2% of the population. Foreign-born residents account for 8.8% of the population in Concord, NH, and this percentage has decreased by 17.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.6% | -1.3% |
% Black | 4.2% | 44.8% |
% Hispanic | 3.7% | 27.6% |
% Asian | 3.6% | -39.0% |
% Foreign Born | 8.8% | -17.8% |
Mortgage and Risk — Concord, NH
According to HUD data as of 2023, there were 375 mortgage originations in Concord, NH, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Concord, NH. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 375 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Concord, NH
Concord, NH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1,019 |
Total Units Section 8 | 747 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 89.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$330 | $1,600 | $1,270 |
| 2 Bedroom | -$330 | $2,000 | $1,670 |
| 3 Bedroom | -$290 | $2,500 | $2,210 |
| 4 Bedroom | -$340 | $2,550 | $2,210 |
Affordability — Concord, NH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $456,000 |
| Median Household Income | $85,900 |