Jaffrey, NH—03452
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Jaffrey, NH
As of Oct '25, the median home price in Jaffrey, NH is $394,000, with a year-over-year change of 4.6%. This indicates that home prices in Jaffrey, NH are increasing. According to Zillow, the 1-year price projection is 4.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $394,000 | 4.6% |
| Single Family | $397,000 | 4.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $326,000 | 4.8% |
3 Bed | $400,000 | 4.2% |
4 Bed | $478,000 | 5.5% |
| 5 Bed | $552,000 | 2.2% |
% of Housing Stock
Rental Trends — Jaffrey, NH
As of July '25, Rentcast reports the average rent in Jaffrey, NH is $1,120, with a year-over-year rent change of -36.0%. Per bedroom, the median rent as of July '25 in Jaffrey, NH is studios: $900, 2-bedrooms: $1,350. The most common rental property sizes in Jaffrey, NH are 1-bedroom and 2-bedroom, accounting for 37.3% and 28.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $900 | $1,120 |
| Studio Rent | $900 | $900 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,350 | $1,350 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Jaffrey, NH
As of Oct '25, Realtor.com reports that the median days on market for a home in Jaffrey, NH is 79. This is a decrease of -42.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $712,000 | 5.0% |
Listing Count | 32 | 5.0% |
| Listings as % of Homes | 0.2% | 5.0% |
Days on Market | 79 | -42.0% |
Demographics — Jaffrey, NH
As of the latest ACS Survey released in 2023, Jaffrey, NH has a population of 5,410, which has increased by 2.0% over the past 5 years. Jaffrey, NH is a moderately popular place for families, as children make up 24.1% of the population. The area has a moderately educated workforce, with 34.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,410 | 2.0% |
% Under 18 | 24.1% | 14.2% |
% Seniors | 16.7% | -19.3% |
% WFH | 5.0% | -31.5% |
% w/ College Degree | 34.3% | 34.5% |
As of the latest ACS Survey released in 2023, Jaffrey, NH is a predominantly white area, with 93.4% of the population identifying as white. The white population has shrunk by 1.7% in the last 5 years. The second most common race or ethnicity in Jaffrey, NH is black, making up 1.6% of the population. Foreign-born residents account for 1.8% of the population in Jaffrey, NH, and this percentage has decreased by 37.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.4% | -1.7% |
% Black | 1.6% | ∞% |
% Hispanic | 1.1% | 37.5% |
% Asian | 0.8% | -71.4% |
% Foreign Born | 1.8% | -37.9% |
Mortgage and Risk — Jaffrey, NH
According to HUD data as of 2023, there were 99 mortgage originations in Jaffrey, NH, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Jaffrey, NH. Investor activity is low, as 1.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 99 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 1.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 20.0% |
Loan Activity
Rentals and Section 8 — Jaffrey, NH
Jaffrey, NH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 19 |
Total Units Section 8 | 19 |
% Rentals under Section 8 | 3.7% |
% Occupied Section 8 | 85.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,210 |
| 2 Bedroom | $240 | $1,350 | $1,590 |
| 3 Bedroom | N/A | N/A | $2,020 |
| 4 Bedroom | N/A | N/A | $2,300 |
Affordability — Jaffrey, NH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $394,000 |
| Median Household Income | $87,500 |