Stoddard, NH—03464
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stoddard, NH
As of Oct '25, the median home price in Stoddard, NH is $398,000, with a year-over-year change of 3.1%. This indicates that home prices in Stoddard, NH are increasing. According to Zillow, the 1-year price projection is 5.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $398,000 | 3.1% |
| Single Family | $399,000 | 2.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $349,000 | 2.9% |
3 Bed | $450,000 | 3.4% |
4 Bed | $491,000 | 3.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stoddard, NH
Stoddard, NH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Stoddard, NH
As of Oct '25, Realtor.com reports that the median days on market for a home in Stoddard, NH is 81. This is a increase of 42.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 67.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $334,000 | -6.0% |
Listing Count | 12 | 27.0% |
| Listings as % of Homes | 0.2% | 27.0% |
Days on Market | 81 | 42.0% |
Demographics — Stoddard, NH
As of the latest ACS Survey released in 2023, Stoddard, NH has a population of 965, which has decreased by -8.4% over the past 5 years. Stoddard, NH is a moderately popular place for families, as children make up 19.1% of the population. The area has a moderately educated workforce, with 27.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 965 | -8.4% |
% Under 18 | 19.1% | 13.7% |
% Seniors | 21.1% | -11.0% |
% WFH | 11.4% | 42.5% |
% w/ College Degree | 27.7% | -7.7% |
As of the latest ACS Survey released in 2023, Stoddard, NH is a predominantly white area, with 95.2% of the population identifying as white. The white population has shrunk by 2.6% in the last 5 years. The second most common race or ethnicity in Stoddard, NH is asian, making up 1.1% of the population. Foreign-born residents account for 1.9% of the population in Stoddard, NH, and this percentage has increased by 46.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.2% | -2.6% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.9% | 0.0% |
% Asian | 1.1% | 175.0% |
% Foreign Born | 1.9% | 46.2% |
Mortgage and Risk — Stoddard, NH
According to HUD data as of 2023, there were 60 mortgage originations in Stoddard, NH, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Stoddard, NH. Investor activity is low, as 0.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 60 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 0.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Stoddard, NH
Stoddard, NH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,140 |
| 2 Bedroom | N/A | N/A | $1,490 |
| 3 Bedroom | N/A | N/A | $1,940 |
| 4 Bedroom | N/A | N/A | $2,080 |
Affordability — Stoddard, NH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $398,000 |
| Median Household Income | $91,800 |