Winchester, NH—03470
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Winchester, NH
Home Price Trends — Winchester, NH
As of Oct '25, the median home price in Winchester, NH is $324,000, with a year-over-year change of 6.4%. This indicates that home prices in Winchester, NH are increasing. According to Zillow, the 1-year price projection is 4.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $324,000 | 6.4% |
| Single Family | $324,000 | 5.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $232,000 | 7.4% |
2 Bed | $295,000 | 5.4% |
3 Bed | $342,000 | 6.5% |
4 Bed | $383,000 | 7.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Winchester, NH
As of July '25, Rentcast reports the average rent in Winchester, NH is $1,600, with a year-over-year rent change of 3.2%. Per bedroom, the median rent as of July '25 in Winchester, NH is 1-bedrooms: $1,390, 2-bedrooms: $1,700, 3-bedrooms: $1,700. The most common rental property sizes in Winchester, NH are 2-bedroom and 1-bedroom, accounting for 43.2% and 36.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,490 | $1,600 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,300 | $1,390 |
| 2 Bed Rent | $1,400 | $1,700 |
| 3 Bed Rent | $1,700 | $1,700 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Winchester, NH
As of Oct '25, Realtor.com reports that the median days on market for a home in Winchester, NH is 66. This is a increase of 213.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $397,000 | -11.0% |
Listing Count | 22 | 51.0% |
| Listings as % of Homes | 0.5% | 51.0% |
Days on Market | 66 | 213.0% |
Demographics — Winchester, NH
As of the latest ACS Survey released in 2023, Winchester, NH has a population of 5,040, which has decreased by -1.7% over the past 5 years. Winchester, NH is a moderately popular place for families, as children make up 19.9% of the population. The area has a poorly educated workforce, with 21.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,040 | -1.7% |
% Under 18 | 19.9% | -10.0% |
% Seniors | 19.1% | 4.4% |
% WFH | 7.9% | -8.1% |
% w/ College Degree | 21.4% | 56.2% |
As of the latest ACS Survey released in 2023, Winchester, NH is a predominantly white area, with 93.3% of the population identifying as white. The white population has shrunk by 5.0% in the last 5 years. The second most common race or ethnicity in Winchester, NH is hispanic, making up 2.1% of the population. Foreign-born residents account for 1.3% of the population in Winchester, NH, and this percentage has increased by 8.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.3% | -5.0% |
% Black | 0.1% | -50.0% |
% Hispanic | 2.1% | 425.0% |
% Asian | 0.1% | -87.5% |
% Foreign Born | 1.3% | 8.3% |
Mortgage and Risk — Winchester, NH
According to HUD data as of 2023, there were 65 mortgage originations in Winchester, NH, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Winchester, NH. Investor activity is low, as 2.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 65 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Winchester, NH
Winchester, NH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 122 |
Total Units Section 8 | 122 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 87.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$250 | $1,300 | $1,050 |
| 2 Bedroom | -$20 | $1,400 | $1,380 |
| 3 Bedroom | $90 | $1,700 | $1,790 |
| 4 Bedroom | N/A | N/A | $1,830 |
Affordability — Winchester, NH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $324,000 |
| Median Household Income | $73,200 |