Northumberland, NH—03582
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Northumberland, NH
As of Oct '25, the median home price in Northumberland, NH is $204,000, with a year-over-year change of 3.8%. This indicates that home prices in Northumberland, NH are increasing. According to Zillow, the 1-year price projection is 4.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $204,000 | 3.8% |
| Single Family | $204,000 | 3.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $146,000 | -1.4% |
2 Bed | $196,000 | 4.3% |
3 Bed | $217,000 | 4.3% |
4 Bed | $230,000 | 5.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Northumberland, NH
Northumberland, NH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,050 | $1,050 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,050 | $1,050 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Northumberland, NH
As of Oct '25, Realtor.com reports that the median days on market for a home in Northumberland, NH is 84. This is a increase of 51.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 10.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $286,000 | 12.0% |
Listing Count | 21 | 22.0% |
| Listings as % of Homes | 0.9% | 22.0% |
Days on Market | 84 | 51.0% |
Demographics — Northumberland, NH
As of the latest ACS Survey released in 2023, Northumberland, NH has a population of 2,220, which has decreased by -9.8% over the past 5 years. Northumberland, NH is a moderately popular place for families, as children make up 23.0% of the population. The area has a poorly educated workforce, with 10.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,220 | -9.8% |
% Under 18 | 23.0% | 16.2% |
% Seniors | 22.0% | 4.3% |
% WFH | 10.9% | 354.2% |
% w/ College Degree | 10.4% | -7.1% |
As of the latest ACS Survey released in 2023, Northumberland, NH is a predominantly white area, with 92.7% of the population identifying as white. The white population has shrunk by 0.3% in the last 5 years. The second most common race or ethnicity in Northumberland, NH is hispanic, making up 0.4% of the population. Foreign-born residents account for 4.0% of the population in Northumberland, NH, and this percentage has increased by 100.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.7% | -0.3% |
% Black | 0.2% | -71.4% |
% Hispanic | 0.4% | -55.6% |
% Asian | 0.3% | -81.2% |
% Foreign Born | 4.0% | 100.0% |
Mortgage and Risk — Northumberland, NH
According to HUD data as of 2023, there were 46 mortgage originations in Northumberland, NH, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Northumberland, NH. Investor activity is low, as 2.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 46 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 2.0% |
% Second Loans | 11.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Northumberland, NH
Northumberland, NH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 65 |
Total Units Section 8 | 65 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 90.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$250 | $1,050 | $800 |
| 2 Bedroom | N/A | N/A | $1,050 |
| 3 Bedroom | N/A | N/A | $1,390 |
| 4 Bedroom | N/A | N/A | $1,390 |
Affordability — Northumberland, NH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $204,000 |
| Median Household Income | $53,100 |