Whitefield, NH—03598
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Whitefield, NH
As of Oct '25, the median home price in Whitefield, NH is $355,000, with a year-over-year change of -1.4%. This indicates that home prices in Whitefield, NH are decreasing. According to Zillow, the 1-year price projection is 4.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $355,000 | -1.4% |
| Single Family | $324,000 | -1.8% |
| Condos | $663,000 | -3.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $185,000 | -1.1% |
2 Bed | $291,000 | -1.0% |
3 Bed | $400,000 | -0.7% |
4 Bed | $521,000 | -2.1% |
| 5 Bed | $750,000 | -4.7% |
% of Housing Stock
Rental Trends — Whitefield, NH
As of July '25, Rentcast reports the average rent in Whitefield, NH is $825, with a year-over-year rent change of -59.2%. Per bedroom, the median rent as of July '25 in Whitefield, NH is studios: $825. The most common rental property sizes in Whitefield, NH are 1-bedroom and 2-bedroom, accounting for 34.6% and 33.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $825 | $825 |
| Studio Rent | $825 | $825 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Whitefield, NH
As of Oct '25, Realtor.com reports that the median days on market for a home in Whitefield, NH is 52. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $428,000 | -10.0% |
Listing Count | 21 | 69.0% |
| Listings as % of Homes | 0.5% | 69.0% |
Days on Market | 52 | 1.0% |
Demographics — Whitefield, NH
As of the latest ACS Survey released in 2023, Whitefield, NH has a population of 3,440, which has increased by 6.4% over the past 5 years. Whitefield, NH is a moderately popular place for families, as children make up 17.0% of the population. The area has a poorly educated workforce, with 24.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,440 | 6.4% |
% Under 18 | 17.0% | -5.0% |
% Seniors | 25.2% | 5.0% |
% WFH | 5.7% | -29.6% |
% w/ College Degree | 24.5% | 7.5% |
As of the latest ACS Survey released in 2023, Whitefield, NH is a predominantly white area, with 96.4% of the population identifying as white. The white population has grown by 4.3% in the last 5 years. The second most common race or ethnicity in Whitefield, NH is hispanic, making up 1.2% of the population. Foreign-born residents account for 2.3% of the population in Whitefield, NH, and this percentage has increased by 35.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.4% | 4.3% |
% Black | 0.1% | -95.2% |
% Hispanic | 1.2% | -25.0% |
% Asian | 0.1% | -80.0% |
% Foreign Born | 2.3% | 35.3% |
Mortgage and Risk — Whitefield, NH
According to HUD data as of 2023, there were 57 mortgage originations in Whitefield, NH, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Whitefield, NH. Investor activity is low, as 0.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 57 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 0.0% |
% Second Loans | 21.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Whitefield, NH
Whitefield, NH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 63 |
Total Units Section 8 | 40 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 94.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $930 |
| 2 Bedroom | N/A | N/A | $1,220 |
| 3 Bedroom | N/A | N/A | $1,610 |
| 4 Bedroom | N/A | N/A | $1,750 |
Affordability — Whitefield, NH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5 |
| Median Home Price | $355,000 |
| Median Household Income | $64,000 |