Lyme, NH03768

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$641,000
0.6% YoY Growth
Median Household Income
$142,000
32.7% 5-Year Growth
Days on Market
64
54.0% Longer than last year
Home Price Forecast
N/A
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Lyme, NH

As of Oct '25, Realtor.com reports that the median days on market for a home in Lyme, NH is 64. This is a increase of 54.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$910,000-25.0%
Listing Count
17115.0%
Listings as % of Homes0.6%115.0%
Days on Market
6454.0%
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Demographics — Lyme, NH

As of the latest ACS Survey released in 2023, Lyme, NH has a population of 1,670, which has remained stable by -0.6% over the past 5 years. Lyme, NH is a moderately popular place for families, as children make up 18.7% of the population. The area has a highly educated workforce, with 68.4% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 29.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
1,670-0.6%
% Under 18
18.7%-13.4%
% Seniors
26.3%6.5%
% WFH
29.2%194.9%
% w/ College Degree
68.4%0.0%
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As of the latest ACS Survey released in 2023, Lyme, NH is a predominantly white area, with 90.3% of the population identifying as white. The white population has shrunk by 1.2% in the last 5 years. The second most common race or ethnicity in Lyme, NH is hispanic, making up 4.1% of the population. Foreign-born residents account for 6.2% of the population in Lyme, NH, and this percentage has increased by 55.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
90.3%-1.2%
% Black
0.5%25.0%
% Hispanic
4.1%-25.5%
% Asian
2.5%19.0%
% Foreign Born
6.2%55.0%
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Mortgage and Risk — Lyme, NH

According to HUD data as of 2023, there were 67 mortgage originations in Lyme, NH, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Lyme, NH. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
67
% Conventional Loans
90.0%
% Government Loans
10.0%
% Investor Loans
3.0%
% Second Loans
7.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Lyme, NH

Lyme, NH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
N/A
Total Units Section 8
N/A
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,480
2 BedroomN/AN/A$1,940
3 BedroomN/AN/A$2,580
4 BedroomN/AN/A$2,700

Affordability — Lyme, NH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4
Median Home Price$641,000
Median Household Income$142,000

Lyme, NH — ZIP Code Boundary Map

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Frequently Asked Questions