Acton, ME—04001
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Acton, ME
As of Oct '25, the median home price in Acton, ME is $506,000, with a year-over-year change of 2.3%. This indicates that home prices in Acton, ME are increasing. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $506,000 | 2.3% |
| Single Family | $507,000 | 1.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $510,000 | 3.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Acton, ME
Acton, ME lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Acton, ME
As of Oct '25, Realtor.com reports that the median days on market for a home in Acton, ME is 62. This is a decrease of -27.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $579,000 | -12.0% |
Listing Count | 24 | 7.0% |
| Listings as % of Homes | 0.1% | 7.0% |
Days on Market | 62 | -27.0% |
Demographics — Acton, ME
As of the latest ACS Survey released in 2023, Acton, ME has a population of 2,700, which has increased by 5.1% over the past 5 years. Acton, ME is a less popular place for families, as children make up 12.9% of the population. The area has a moderately educated workforce, with 26.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,700 | 5.1% |
% Under 18 | 12.9% | -11.6% |
% Seniors | 26.1% | 20.8% |
% WFH | 20.0% | 1,011.1% |
% w/ College Degree | 26.3% | 30.2% |
As of the latest ACS Survey released in 2023, Acton, ME is a predominantly white area, with 86.7% of the population identifying as white. The white population has shrunk by 10.5% in the last 5 years. The second most common race or ethnicity in Acton, ME is black, making up 0.0% of the population. Foreign-born residents account for 1.1% of the population in Acton, ME, and this percentage has increased by 22.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.7% | -10.5% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.1% | 22.2% |
Mortgage and Risk — Acton, ME
According to HUD data as of 2023, there were 127 mortgage originations in Acton, ME, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Acton, ME. Investor activity is low, as 1.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 127 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 1.0% |
% Second Loans | 13.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Acton, ME
Acton, ME lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 13.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,320 |
| 2 Bedroom | N/A | N/A | $1,630 |
| 3 Bedroom | N/A | N/A | $2,150 |
| 4 Bedroom | N/A | N/A | $2,370 |
Affordability — Acton, ME
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.8 |
| Median Home Price | $506,000 |
| Median Household Income | $75,700 |