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Naples, ME—04055

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$417,000
1.1% YoY Growth
Household Income
$68,300
1.1% YoY Growth
Days on Market
95
36.0% Longer YoY
Home Price Forecast
2.7%
Median Rent
$1,250
17.8% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,250
30.6% YoY Growth
3-Bed Rent
$3,000
66.7% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Naples, ME

As of Dec '25, the median home price in Naples, ME is $417,000, with a year-over-year change of -1.1%. This indicates that home prices in Naples, ME are decreasing. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$417,000-1.1%
Single Family $415,000-1.4%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$364,000-1.1%
    3 Bed
    		$424,0001.0%
    4 Bed
    		N/AN/A
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    3.1%
    1 Bedroom
    8.3%
    2 Bedrooms
    29.5%
    3 Bedrooms
    48.7%
    4 Bedrooms
    8.4%
    5+ Bedrooms
    2.0%

    Rental Trends — Naples, ME

    As of July '25, Rentcast reports the average rent in Naples, ME is $2,120, with a year-over-year rent change of 17.8%. Per bedroom, the median rent as of July '25 in Naples, ME is 2-bedrooms: $1,250, 3-bedrooms: $3,000. The most common rental property sizes in Naples, ME are 2-bedroom and 1-bedroom, accounting for 78.4% and 9.7% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,250$2,120
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent $1,250$1,250
    3 Bed Rent $3,000$3,000
    4 Bed Rent N/AN/A
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    % of Rental Stock

    Studio
    6.4%
    1 Bedroom
    9.7%
    2 Bedrooms
    78.4%
    4 Bedrooms
    5.5%

    Property Listings — Naples, ME

    As of Dec '25, Realtor.com reports that the median days on market for a home in Naples, ME is 81. This is a increase of 41.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 10.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$490,000-15.0%
    Listing Count
    		2718.0%
    Listings as % of Homes0.5%18.0%
    Days on Market
    		9536.0%
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    Demographics — Naples, ME

    As of the latest ACS Survey released in 2023, Naples, ME has a population of 3,950, which has remained stable by 0.7% over the past 5 years. Naples, ME is a less popular place for families, as children make up 14.8% of the population. The area has a moderately educated workforce, with 33.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.4% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		3,9500.7%
    % Under 18
    		14.8%-34.5%
    % Seniors
    		24.4%21.4%
    % WFH
    		21.4%193.2%
    % w/ College Degree
    		33.9%14.9%
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    As of the latest ACS Survey released in 2023, Naples, ME is a predominantly white area, with 90.5% of the population identifying as white. The white population has shrunk by 8.1% in the last 5 years. The second most common race or ethnicity in Naples, ME is hispanic, making up 2.7% of the population. Foreign-born residents account for 1.7% of the population in Naples, ME, and this percentage has increased by 70.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		90.5%-8.1%
    % Black
    		0.1%∞%
    % Hispanic
    		2.7%575.0%
    % Asian
    		0.0%-100.0%
    % Foreign Born
    		1.7%70.0%
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    Mortgage and Risk — Naples, ME

    According to HUD data as of 2023, there were 149 mortgage originations in Naples, ME, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Naples, ME. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		149
    % Conventional Loans
    		86.0%
    % Government Loans
    		14.0%
    % Investor Loans
    		1.0%
    % Second Loans
    		13.0%
    % Cash Out Refinance
    		15.0%
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    Rentals and Section 8 — Naples, ME

    Naples, ME lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		32
    Total Units Section 8
    		31
    % Rentals under Section 8
    		13.6%
    % Occupied Section 8
    		80.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$1,680
    2 Bedroom$950$1,250$2,200
    3 Bedroom-$240$3,000$2,760
    4 BedroomN/AN/A$3,360

    Affordability — Naples, ME

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio5.4
    Median Home Price$417,000
    Median Household Income$68,300

    Naples, ME — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Sebago, ME

    04029

    Casco, ME

    04015

    Harrison, ME

    04040

    Bridgton, ME

    04009

    North Baldwin, ME

    04024

    Frequently Asked Questions