Harpswell, ME—04066
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Harpswell, ME
Home Price Trends — Harpswell, ME
As of Oct '25, the median home price in Harpswell, ME is $700,000, with a year-over-year change of -2.1%. This indicates that home prices in Harpswell, ME are decreasing. According to Zillow, the 1-year price projection is 3.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $700,000 | -2.1% |
| Single Family | $701,000 | -2.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $618,000 | -2.1% |
3 Bed | $723,000 | -1.6% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Harpswell, ME
As of July '25, Rentcast reports the average rent in Harpswell, ME is $2,100, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Harpswell, ME is 1-bedrooms: $2,100. The most common rental property sizes in Harpswell, ME are 3-bedroom and 2-bedroom, accounting for 80.9% and 13.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,100 | $2,100 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,100 | $2,100 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Harpswell, ME
As of Oct '25, Realtor.com reports that the median days on market for a home in Harpswell, ME is 120. This is a increase of 64.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $891,000 | -20.0% |
Listing Count | 4 | -8.0% |
| Listings as % of Homes | 0.1% | -8.0% |
Days on Market | 120 | 64.0% |
Demographics — Harpswell, ME
As of the latest ACS Survey released in 2023, Harpswell, ME has a population of 845, which has increased by 23.0% over the past 5 years. Harpswell, ME is a less popular place for families, as children make up 7.3% of the population. The area has a moderately educated workforce, with 42.5% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 26.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 845 | 23.0% |
% Under 18 | 7.3% | 151.7% |
% Seniors | 33.1% | -25.5% |
% WFH | 26.9% | 0.7% |
% w/ College Degree | 42.5% | -12.2% |
As of the latest ACS Survey released in 2023, Harpswell, ME is a predominantly white area, with 96.1% of the population identifying as white. The white population has shrunk by 3.2% in the last 5 years. The second most common race or ethnicity in Harpswell, ME is asian, making up 0.6% of the population. Foreign-born residents account for 1.4% of the population in Harpswell, ME, and this percentage has decreased by 65.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.1% | -3.2% |
% Black | 0.0% | N/A |
% Hispanic | 0.0% | N/A |
% Asian | 0.6% | ∞% |
% Foreign Born | 1.4% | -65.9% |
Mortgage and Risk — Harpswell, ME
Harpswell, ME lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — Harpswell, ME
Harpswell, ME lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$850 | $2,100 | $1,250 |
| 2 Bedroom | N/A | N/A | $1,640 |
| 3 Bedroom | N/A | N/A | $2,060 |
| 4 Bedroom | N/A | N/A | $2,510 |
Affordability — Harpswell, ME
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.5 |
| Median Home Price | $700,000 |
| Median Household Income | $113,000 |