Yarmouth, ME—04096
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Yarmouth, ME
As of Oct '25, the median home price in Yarmouth, ME is $733,000, with a year-over-year change of -0.9%. This indicates that home prices in Yarmouth, ME are flat. According to Zillow, the 1-year price projection is 3.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $733,000 | -0.9% |
| Single Family | $793,000 | -1.9% |
| Condos | $597,000 | 3.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $569,000 | 0.0% |
3 Bed | $668,000 | -0.3% |
4 Bed | $990,000 | -1.2% |
| 5 Bed | $1,289,000 | -0.9% |
% of Housing Stock
Rental Trends — Yarmouth, ME
As of July '25, Rentcast reports the average rent in Yarmouth, ME is $2,450, with a year-over-year rent change of -1.6%. Per bedroom, the median rent as of July '25 in Yarmouth, ME is studios: $2,020, 1-bedrooms: $2,140, 2-bedrooms: $2,620, 3-bedrooms: $4,000. The most common rental property sizes in Yarmouth, ME are 2-bedroom and 1-bedroom, accounting for 43.7% and 33.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,340 | $2,450 |
| Studio Rent | $2,040 | $2,020 |
| 1 Bed Rent | $2,180 | $2,140 |
| 2 Bed Rent | $2,640 | $2,620 |
| 3 Bed Rent | $3,800 | $4,000 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Yarmouth, ME
As of Oct '25, Realtor.com reports that the median days on market for a home in Yarmouth, ME is 52. This is a increase of 24.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $834,000 | -2.0% |
Listing Count | 33 | 142.0% |
| Listings as % of Homes | 0.3% | 142.0% |
Days on Market | 52 | 24.0% |
Demographics — Yarmouth, ME
As of the latest ACS Survey released in 2023, Yarmouth, ME has a population of 9,010, which has increased by 5.9% over the past 5 years. Yarmouth, ME is a popular place for families, as children make up 25.2% of the population. The area has a highly educated workforce, with 68.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,010 | 5.9% |
% Under 18 | 25.2% | 20.0% |
% Seniors | 19.3% | -9.0% |
% WFH | 18.5% | 65.2% |
% w/ College Degree | 68.9% | 5.2% |
As of the latest ACS Survey released in 2023, Yarmouth, ME is a predominantly white area, with 94.7% of the population identifying as white. The white population has grown by 1.1% in the last 5 years. The second most common race or ethnicity in Yarmouth, ME is hispanic, making up 1.7% of the population. Foreign-born residents account for 3.7% of the population in Yarmouth, ME, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.7% | 1.1% |
% Black | 0.7% | 0.0% |
% Hispanic | 1.7% | 21.4% |
% Asian | 1.2% | -61.3% |
% Foreign Born | 3.7% | 0.0% |
Mortgage and Risk — Yarmouth, ME
According to HUD data as of 2023, there were 152 mortgage originations in Yarmouth, ME, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 45.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in Yarmouth, ME. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 152 |
% Conventional Loans | 98.0% |
% Government Loans | 2.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Yarmouth, ME
Yarmouth, ME lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 65 |
Total Units Section 8 | 65 |
% Rentals under Section 8 | 8.4% |
% Occupied Section 8 | 87.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$380 | $2,180 | $1,800 |
| 2 Bedroom | -$320 | $2,640 | $2,320 |
| 3 Bedroom | -$960 | $3,800 | $2,840 |
| 4 Bedroom | N/A | N/A | $3,190 |
Affordability — Yarmouth, ME
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.2 |
| Median Home Price | $733,000 |
| Median Household Income | $108,000 |