Poland, ME—04274
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Poland, ME
As of Oct '25, the median home price in Poland, ME is $386,000, with a year-over-year change of 3.0%. This indicates that home prices in Poland, ME are increasing. According to Zillow, the 1-year price projection is 3.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $386,000 | 3.0% |
| Single Family | $388,000 | 2.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $347,000 | 3.0% |
3 Bed | $402,000 | 2.8% |
4 Bed | $464,000 | 3.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Poland, ME
As of July '25, Rentcast reports the average rent in Poland, ME is $1,550, with a year-over-year rent change of -10.4%. Per bedroom, the median rent as of July '25 in Poland, ME is 1-bedrooms: $1,580, 2-bedrooms: $1,500. The most common rental property sizes in Poland, ME are 3-bedroom and 1-bedroom, accounting for 67.1% and 19.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,550 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,350 | $1,580 |
| 2 Bed Rent | $1,500 | $1,500 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Poland, ME
As of Oct '25, Realtor.com reports that the median days on market for a home in Poland, ME is 32. This is a decrease of -38.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 67.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $407,000 | 10.0% |
Listing Count | 6 | -12.0% |
| Listings as % of Homes | 0.3% | -12.0% |
Days on Market | 32 | -38.0% |
Demographics — Poland, ME
As of the latest ACS Survey released in 2023, Poland, ME has a population of 5,920, which has increased by 5.6% over the past 5 years. Poland, ME is a moderately popular place for families, as children make up 22.3% of the population. The area has a moderately educated workforce, with 29.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,920 | 5.6% |
% Under 18 | 22.3% | 12.6% |
% Seniors | 18.6% | 10.1% |
% WFH | 17.3% | 332.5% |
% w/ College Degree | 29.3% | 134.4% |
As of the latest ACS Survey released in 2023, Poland, ME is a predominantly white area, with 97.0% of the population identifying as white. The white population has grown by 1.3% in the last 5 years. The second most common race or ethnicity in Poland, ME is hispanic, making up 1.3% of the population. Foreign-born residents account for 0.8% of the population in Poland, ME, and this percentage has increased by 300.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.0% | 1.3% |
% Black | 0.3% | ∞% |
% Hispanic | 1.3% | 550.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.8% | 300.0% |
Mortgage and Risk — Poland, ME
According to HUD data as of 2023, there were 110 mortgage originations in Poland, ME, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Poland, ME. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 110 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 1.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Poland, ME
Poland, ME lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 9 |
Total Units Section 8 | 9 |
% Rentals under Section 8 | 3.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $20 | $1,350 | $1,370 |
| 2 Bedroom | $260 | $1,500 | $1,760 |
| 3 Bedroom | N/A | N/A | $2,180 |
| 4 Bedroom | N/A | N/A | $2,470 |
Affordability — Poland, ME
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $386,000 |
| Median Household Income | $94,600 |