Holden, ME—04429
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Holden, ME
As of Oct '25, the median home price in Holden, ME is $335,000, with a year-over-year change of 0.7%. This indicates that home prices in Holden, ME are flat. According to Zillow, the 1-year price projection is 3.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $335,000 | 0.7% |
| Single Family | $335,000 | 0.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $366,000 | 0.5% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Holden, ME
As of July '25, Rentcast reports the average rent in Holden, ME is $1,730, with a year-over-year rent change of -26.1%. Per bedroom, the median rent as of July '25 in Holden, ME is 2-bedrooms: $1,360, 3-bedrooms: $2,100. The most common rental property sizes in Holden, ME are 3-bedroom and 2-bedroom, accounting for 56.1% and 19.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,380 | $1,730 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,350 | $1,360 |
| 3 Bed Rent | $2,000 | $2,100 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Holden, ME
As of Oct '25, Realtor.com reports that the median days on market for a home in Holden, ME is 53. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $409,000 | 3.0% |
Listing Count | 34 | 25.0% |
| Listings as % of Homes | 0.2% | 25.0% |
Days on Market | 53 | 3.0% |
Demographics — Holden, ME
As of the latest ACS Survey released in 2023, Holden, ME has a population of 4,990, which has increased by 9.9% over the past 5 years. Holden, ME is a moderately popular place for families, as children make up 19.7% of the population. The area has a moderately educated workforce, with 42.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,990 | 9.9% |
% Under 18 | 19.7% | 7.7% |
% Seniors | 18.5% | 17.1% |
% WFH | 10.6% | 292.6% |
% w/ College Degree | 42.3% | 23.3% |
As of the latest ACS Survey released in 2023, Holden, ME is a predominantly white area, with 95.6% of the population identifying as white. The white population has shrunk by 0.6% in the last 5 years. The second most common race or ethnicity in Holden, ME is hispanic, making up 1.6% of the population. Foreign-born residents account for 1.5% of the population in Holden, ME, and this percentage has increased by 36.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.6% | -0.6% |
% Black | 0.2% | -80.0% |
% Hispanic | 1.6% | 6.7% |
% Asian | 0.2% | -50.0% |
% Foreign Born | 1.5% | 36.4% |
Mortgage and Risk — Holden, ME
According to HUD data as of 2023, there were 199 mortgage originations in Holden, ME, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Holden, ME. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 199 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 2.0% |
% Second Loans | 10.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Holden, ME
Holden, ME lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 12 |
Total Units Section 8 | 12 |
% Rentals under Section 8 | 10.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,190 |
| 2 Bedroom | $150 | $1,350 | $1,500 |
| 3 Bedroom | -$60 | $2,000 | $1,940 |
| 4 Bedroom | N/A | N/A | $1,990 |
Affordability — Holden, ME
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $335,000 |
| Median Household Income | $92,200 |