Vinalhaven, ME—04863
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Vinalhaven, ME
Vinalhaven, ME lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $445,000 | -7.1% |
| Single Family | $445,000 | -7.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Vinalhaven, ME
Vinalhaven, ME lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Vinalhaven, ME
As of Oct '25, Realtor.com reports that the median days on market for a home in Vinalhaven, ME is 112. This is a decrease of -20.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $739,000 | 50.0% |
Listing Count | 19 | 7.0% |
| Listings as % of Homes | 1.0% | 7.0% |
Days on Market | 112 | -20.0% |
Demographics — Vinalhaven, ME
As of the latest ACS Survey released in 2023, Vinalhaven, ME has a population of 1,060, which has decreased by -1.7% over the past 5 years. Vinalhaven, ME is a less popular place for families, as children make up 10.4% of the population. The area has a highly educated workforce, with 47.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,060 | -1.7% |
% Under 18 | 10.4% | -34.2% |
% Seniors | 50.6% | 87.4% |
% WFH | 18.9% | 231.6% |
% w/ College Degree | 47.5% | 86.3% |
As of the latest ACS Survey released in 2023, Vinalhaven, ME is a predominantly white area, with 98.7% of the population identifying as white. The white population has remained stable in the last 5 years. The second most common race or ethnicity in Vinalhaven, ME is black, making up 0.3% of the population. Foreign-born residents account for 8.7% of the population in Vinalhaven, ME, and this percentage has increased by 1350.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 98.7% | 0.0% |
% Black | 0.3% | ∞% |
% Hispanic | 0.3% | ∞% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 8.7% | 1,350.0% |
Mortgage and Risk — Vinalhaven, ME
According to HUD data as of 2023, there were 30 mortgage originations in Vinalhaven, ME, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Vinalhaven, ME. Investor activity is low, as 3.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 30 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 3.0% |
% Second Loans | 27.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Vinalhaven, ME
Vinalhaven, ME lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 12 |
Total Units Section 8 | 12 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $960 |
| 2 Bedroom | N/A | N/A | $1,130 |
| 3 Bedroom | N/A | N/A | $1,410 |
| 4 Bedroom | N/A | N/A | $1,720 |
Affordability — Vinalhaven, ME
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6 |
| Median Home Price | $445,000 |
| Median Household Income | $72,300 |