Bradford, VT05033

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$289,000
3.9% YoY Growth
Median Household Income
$93,400
81.7% 5-Year Growth
Days on Market
85
87.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$1,000
N/A
1-Bed Rent
$1,000
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Bradford, VT

As of Oct '25, Realtor.com reports that the median days on market for a home in Bradford, VT is 85. This is a increase of 87.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 57.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$384,00011.0%
Listing Count
70.0%
Listings as % of Homes0.1%0.0%
Days on Market
8587.0%
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Demographics — Bradford, VT

As of the latest ACS Survey released in 2023, Bradford, VT has a population of 3,230, which has increased by 25.4% over the past 5 years. Bradford, VT is a moderately popular place for families, as children make up 21.2% of the population. The area has a moderately educated workforce, with 34.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,23025.4%
% Under 18
21.2%-7.8%
% Seniors
21.2%19.8%
% WFH
6.2%59.0%
% w/ College Degree
34.7%50.2%
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As of the latest ACS Survey released in 2023, Bradford, VT is a predominantly white area, with 93.6% of the population identifying as white. The white population has shrunk by 2.2% in the last 5 years. The second most common race or ethnicity in Bradford, VT is hispanic, making up 3.2% of the population. Foreign-born residents account for 2.5% of the population in Bradford, VT, and this percentage has decreased by 16.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
93.6%-2.2%
% Black
0.1%0.0%
% Hispanic
3.2%10.3%
% Asian
1.0%900.0%
% Foreign Born
2.5%-16.7%
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Mortgage and Risk — Bradford, VT

According to HUD data as of 2023, there were 40 mortgage originations in Bradford, VT, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Bradford, VT. Investor activity is low, as 3.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
40
% Conventional Loans
88.0%
% Government Loans
12.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
17.0%

Loan Activity

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Rentals and Section 8 — Bradford, VT

Bradford, VT lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
56
Total Units Section 8
56
% Rentals under Section 8
N/A
% Occupied Section 8
81.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$0$1,000$1,000
2 BedroomN/AN/A$1,220
3 BedroomN/AN/A$1,600
4 BedroomN/AN/A$1,670

Affordability — Bradford, VT

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.1
Median Home Price$289,000
Median Household Income$93,400

Bradford, VT — ZIP Code Boundary Map

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Frequently Asked Questions