Chelsea, VT—05038
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Chelsea, VT
Chelsea, VT lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $282,000 | -4.9% |
| Single Family | $282,000 | -4.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Chelsea, VT
Chelsea, VT lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,500 | $1,500 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Chelsea, VT
As of Oct '25, Realtor.com reports that the median days on market for a home in Chelsea, VT is 138. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $350,000 | -42.0% |
Listing Count | 5 | 110.0% |
| Listings as % of Homes | 0.3% | 110.0% |
Days on Market | 138 | 19.0% |
Demographics — Chelsea, VT
As of the latest ACS Survey released in 2023, Chelsea, VT has a population of 1,300, which has decreased by -5.9% over the past 5 years. Chelsea, VT is a moderately popular place for families, as children make up 19.1% of the population. The area has a moderately educated workforce, with 34.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,300 | -5.9% |
% Under 18 | 19.1% | -21.7% |
% Seniors | 24.7% | 4.2% |
% WFH | 16.4% | 24.2% |
% w/ College Degree | 34.3% | 72.4% |
As of the latest ACS Survey released in 2023, Chelsea, VT is a predominantly white area, with 96.5% of the population identifying as white. The white population has grown by 10.2% in the last 5 years. The second most common race or ethnicity in Chelsea, VT is black, making up 0.3% of the population. Foreign-born residents account for 0.3% of the population in Chelsea, VT, and this percentage has decreased by 62.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.5% | 10.2% |
% Black | 0.3% | -90.0% |
% Hispanic | 0.2% | -90.0% |
% Asian | 0.2% | ∞% |
% Foreign Born | 0.3% | -62.5% |
Mortgage and Risk — Chelsea, VT
According to HUD data as of 2023, there were 64 mortgage originations in Chelsea, VT, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Chelsea, VT. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 64 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 0.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Chelsea, VT
Chelsea, VT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 34 |
Total Units Section 8 | 34 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 81.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$460 | $1,500 | $1,040 |
| 2 Bedroom | N/A | N/A | $1,270 |
| 3 Bedroom | N/A | N/A | $1,660 |
| 4 Bedroom | N/A | N/A | $1,740 |
Affordability — Chelsea, VT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $282,000 |
| Median Household Income | $65,100 |