Windsor, VT—05089
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Windsor, VT
Windsor, VT lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $320,000 | -0.2% |
| Single Family | $322,000 | 0.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Windsor, VT
As of July '25, Rentcast reports the average rent in Windsor, VT is $1,620, with a year-over-year rent change of 32.8%. Per bedroom, the median rent as of July '25 in Windsor, VT is studios: $1,120, 1-bedrooms: $1,290, 2-bedrooms: $1,880, 3-bedrooms: $1,800, 4-bedrooms: $3,200. The most common rental property sizes in Windsor, VT are 1-bedroom and 2-bedroom, accounting for 48.6% and 21.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,380 | $1,620 |
| Studio Rent | $1,120 | $1,120 |
| 1 Bed Rent | $1,250 | $1,290 |
| 2 Bed Rent | $1,950 | $1,880 |
| 3 Bed Rent | $1,800 | $1,800 |
| 4 Bed Rent | $3,200 | $3,200 |
% of Rental Stock
Property Listings — Windsor, VT
As of Oct '25, Realtor.com reports that the median days on market for a home in Windsor, VT is 83. This is a increase of 50.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $479,000 | 11.0% |
Listing Count | 17 | -13.0% |
| Listings as % of Homes | 0.3% | -13.0% |
Days on Market | 83 | 50.0% |
Demographics — Windsor, VT
As of the latest ACS Survey released in 2023, Windsor, VT has a population of 4,500, which has decreased by -1.2% over the past 5 years. Windsor, VT is a moderately popular place for families, as children make up 16.4% of the population. The area has a moderately educated workforce, with 31.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,500 | -1.2% |
% Under 18 | 16.4% | -6.8% |
% Seniors | 27.7% | 35.1% |
% WFH | 9.0% | 200.0% |
% w/ College Degree | 31.1% | 0.3% |
As of the latest ACS Survey released in 2023, Windsor, VT is a predominantly white area, with 94.4% of the population identifying as white. The white population has grown by 0.9% in the last 5 years. The second most common race or ethnicity in Windsor, VT is hispanic, making up 1.7% of the population. Foreign-born residents account for 2.3% of the population in Windsor, VT, and this percentage has increased by 43.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.4% | 0.9% |
% Black | 0.3% | 0.0% |
% Hispanic | 1.7% | -29.2% |
% Asian | 0.5% | -50.0% |
% Foreign Born | 2.3% | 43.8% |
Mortgage and Risk — Windsor, VT
According to HUD data as of 2023, there were 50 mortgage originations in Windsor, VT, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Windsor, VT. Investor activity is low, as 0.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 50 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 0.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Windsor, VT
Windsor, VT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 136 |
Total Units Section 8 | 136 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 88.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$110 | $1,250 | $1,140 |
| 2 Bedroom | -$630 | $1,950 | $1,320 |
| 3 Bedroom | -$80 | $1,800 | $1,720 |
| 4 Bedroom | -$1,430 | $3,200 | $1,770 |
Affordability — Windsor, VT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.8 |
| Median Home Price | $320,000 |
| Median Household Income | $53,900 |