Chester, VT—05143
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Chester, VT
Chester, VT lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $349,000 | -0.4% |
| Single Family | $349,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Chester, VT
As of July '25, Rentcast reports the average rent in Chester, VT is $1,230, with a year-over-year rent change of -36.3%. Per bedroom, the median rent as of July '25 in Chester, VT is 1-bedrooms: $1,230. The most common rental property sizes in Chester, VT are 2-bedroom and 3-bedroom, accounting for 35.7% and 33.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,230 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,200 | $1,230 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Chester, VT
As of Oct '25, Realtor.com reports that the median days on market for a home in Chester, VT is 71. This is a decrease of -34.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $588,000 | -17.0% |
Listing Count | 36 | -4.0% |
| Listings as % of Homes | 0.5% | -4.0% |
Days on Market | 71 | -34.0% |
Demographics — Chester, VT
As of the latest ACS Survey released in 2023, Chester, VT has a population of 4,920, which has increased by 12.0% over the past 5 years. Chester, VT is a moderately popular place for families, as children make up 16.8% of the population. The area has a moderately educated workforce, with 36.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,920 | 12.0% |
% Under 18 | 16.8% | -16.0% |
% Seniors | 29.1% | 37.3% |
% WFH | 15.2% | 230.4% |
% w/ College Degree | 36.4% | 33.8% |
As of the latest ACS Survey released in 2023, Chester, VT is a predominantly white area, with 95.9% of the population identifying as white. The white population has grown by 1.4% in the last 5 years. The second most common race or ethnicity in Chester, VT is black, making up 1.2% of the population. Foreign-born residents account for 4.3% of the population in Chester, VT, and this percentage has increased by 95.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.9% | 1.4% |
% Black | 1.2% | ∞% |
% Hispanic | 0.6% | -85.7% |
% Asian | 0.0% | N/A |
% Foreign Born | 4.3% | 95.5% |
Mortgage and Risk — Chester, VT
According to HUD data as of 2023, there were 63 mortgage originations in Chester, VT, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Chester, VT. Investor activity is low, as 6.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 63 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 6.0% |
% Second Loans | 11.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Chester, VT
Chester, VT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 46 |
Total Units Section 8 | 46 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 94.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$70 | $1,200 | $1,130 |
| 2 Bedroom | N/A | N/A | $1,300 |
| 3 Bedroom | N/A | N/A | $1,690 |
| 4 Bedroom | N/A | N/A | $1,740 |
Affordability — Chester, VT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $349,000 |
| Median Household Income | $73,400 |